IP Pledge Financing Of SMEs

Since the beginning of the21st century. China’s small and medium enterprises grow rapidly, is becoming the main force of social and economic development. China’s SMEs lack of long-term financial support, has seriously hampered the development of small and medium-sized enterprises. With the continuous progress of the era of knowledge economy, international competition is becoming increasingly fierce competition in the country’s core competitiveness gradually into a competition of intellectual property resources. The practice of domestic and international economic development clearly show that the world’s future competition is the competition of intellectual property.Although modern finance innovation system in China has developed rapidly, especially after joining the WTO has made considerable progress, but we have to see the relatively short history of the development of intellectual property rights pledge financing system in our country, by all day economic and social development level and the constraints of the traditional ideological, cultural and other factors, the community and even some of the experts in the field of intellectual property rights in cases of intellectual property rights pledge financing system are poorly understood. So if you want to improve the level and scale of China’s intellectual property rights pledge financing, it is necessary to enhance the awareness of property rights of citizens. Enterprise and Innovation, the main use of the intellectual property rights to participate in market competition, the ability to participate in market transactions, so that more SMEs can achieve sustained financial support, to improve the competitiveness of enterprises, and promote China’s economic development.The main purpose of writing this article to explore intellectual property formed the basis of the domestic and international IP for SMEs to pledge financing, in-depth analysis of China’s SME finance innovation, analyzes the reason for the status quo of China’s intellectual property rights pledge financing, The study found that China’s current intellectual property rights pledge financing there are many problems to be solved, first of all SMEs lacks awareness of a property right of pledge financing and lacks of market participation enthusiasm, our country’s laws and regulations on intellectual property rights pledge financing under the broad, limit development of pledge financing business. Basic services constitute our pledge financing and facilities to keep up with the pace of economic development, which greatly limits the development of SME finance innovation. Analysis and comparison of a number of factors, the solution to the problem. This paper uses a variety of methods of analysis of the problem, the use of comparative analysis, analysis and comparison of intellectual property rights pledge financing of small and medium enterprises at home and abroad come to the stage of China’s situation. The use of quantitative analysis, concluded that a comprehensive analysis of large amounts of data. The use of Marxist historical materialism and dialectics, the future of intellectual property rights pledge financing trends. In addition, the use of value analysis, historical analysis and other analytical methods. The innovation of this paper is that overall grasp of intellectual property rights pledge financing process, from macro to micro, small and relatively easy to overlook the place to focus on social national conditions of our country, the end of the article put forward a solution to the problem.