Research On Commercial Bank’s Evaluation And Selection Of Financial Outsourcing Vendor:Based On Building Contractor Financing

Due to the characteristic category of financial operation and construction, the financial banks have some problems on how to solve the evaluation on the credit risk of contractor’s financing. Suppose financial outsourcing vendor conducts some operations on evaluating the contractors’ financial credit risk. This model would become the development trend for the financial bank to expand their business scope and discover effective service methods. As more and more financial institutions engaged in financial outsourcing, a variety of industry outsourcing vendors seize the business opportunities, and get rapid development. One of the most important work in the financial services for the commercial banks is to choose the competent outsourcing vendors. Outsourcing’s ability to perform this work becomes key factors of the success in a commercial bank financial outsourcing, so the evaluation and selection of outsourcing vendor is a crucial task for the commercial banks.At present,the enterprise lack of complete and scientific evaluation and appraisal about the outsourcing vendor in the process of choosing which one to cooperation.With respect to this current situation, the thesis based on the contractor financing perspective,defines the outsourcing company’s definition and function, and studies outsourcing vendor evaluation and indicator system deeply.First, the trends and developments in the status of the financial services outsourcing are summarized and combing, and give the definition of financial services outsourcing in this article. Summarized the commercial banking and financial services outsourcing basis of the theory, analysis of commercial bank services outsourcing motivation mechanism; necessity through the introduction of outsourcing vendor with game theory, which was validated from three service principal objects and services defined in terms of outsourcing vendor, and through the three stage cycles of commercial bank loans, defined the main object of the service functions of outsourcing vendor.Secondly, on the basis of summing up the literature on the evaluation about general service supplier and engineering consulting firm, screen outsourcing vendor evaluation index in the perspective of building contractor financing twice, using frequency statistic method and expert assessment method comprehensively. According to the principle of building index system, establish outsourcing vendor evaluation index system.Finally, combined with the construction of the above service outsourcing evaluation indicator system, select the entropy weight method and fuzzy comprehensive evaluation method as a outsourcing vendor evaluation method, from the perspective of commercial banks comprehensively evaluate outsourcing vendor by using entropy method and fuzzy comprehensive evaluation method,establish evaluation model of outsourcing vendor, and briefly describe the commercial banks to choose the financial outsourcing vendor process.