Research On Chinese Urban Female Workers To Postpone Retirement Age

With the rapid development of society and economy, Chinese retirement systemfrom the beginning to the development has gone through half a century’s development,while the urban female worker as a system within the content with the retirement systemhas gradually become the focus of people’s attention. In this half a century in Chineseeconomic and social development, at the same time, the medical and health work is alsoin constant progress of medical system has been gradually perfected, so that the lifeexpectancy of Chinese population unceasing extension, it is accompanied byindustrialization emerged in the development of population aging and the aging of thepopulation has gradually sweeping the area of our country, the retirement system andChinese stable with the development of the society in the urban female workersincreasingly do not conform to, many issues are also increasingly prominent. Comparedwith other countries of Chinese urban female retirement age and global, the statutoryretirement age of women workers are showing a low state. For not uniform retirementage for men and women, from1989onwards "NPC and CPPCC" on behalf of objection,has been more than20years, in recent years become more and more scholars as well asthe topic of concern to all sectors of society. They think that low retirement age ofwomen workers, resulting in the waste of human resources, but also lose the principle ofequality between men and women. To postpone the retirement age of women workers inboth towns can make reasonable use of women in the human resources function, but alsocan improve the urban female workers retire life level. Person in charge at the end of lastyear the Department of human resources and social security that postponing retirementage will affect many aspects of the society, because it is a complex adjustment, theadjustment will be involved in social and economic fields, while postponing retirementage influence, but delayed town worker retirement age is an inevitable trend for with thedevelopment of economic process. However, to postpone retirement age because of thedifferent preferences of different gender and different industries, the community reactedstrongly, opposition is more. Under this background, according to the actual situation inChina to adjust the urban female retirement age is necessary, and the towns of theretirement age adjustment can become a cornerstone of retirement system adjustment. China town to postpone retirement age can be reduced in retirement income gap betweenurban men and women workers in regulating income gap, can move forward in thepension relative stability to ensure the sustainable development of the coordination ofurban workers pension.This article embarks from the angle of women workers in cities and towns, towns ofdelayed retirement age, first of all, discusses the life cycle theory, human capital theory,the overlapping generations model, based on the basic theory of delay, as theoreticalbasis of urban female employees’ retirement age; secondly, a simple analysis of the statusquo and problems of the the town of female employees retirement system; then, analyzedthe implement brings to our country to postpone the retirement age has the condition andthe effect of the policy; then according to the different retirement age to measure socialpooling and individual pension; finally draws the basic conclusion, and puts forwardsome relative countermeasures and the suggestion. This paper is mainly through thecalculation of pension fund and individual pension, using quantitative analysis to provethe rationality of China to postpone the retirement age of women workers of the town.