The Impact Factor Analysis Of The Financing Of The Grain Purchase Micro-Enterprises

Since reform and opening up, with the continuous development and improvement of the market economy, micro-enterprise are booming in our country and becoming an important part of our economy. Micro-enterprises have made increasingly important contribution in adding job offer, promoting economic development and increasing the fiscal revenue. At the same time, the government will more focus on the development issues of micro-enterprises. The July of2011, the government made new standard of division of SME, which made micro-enterprises independent from SME, and focus on supporting the development of micro-enterprises. At present our country doing more research on studying the growth factor analysis, current situation, creating business, standards of division, intension and life cycle of micro-enterprise, less on studying the choose factor of collecting money ways of micro-enterprise.This article refer to the fund-raising theory and method of SME, via review and analyze the fund-raising theory of SME and deep analyzing the fund-raising limited influencing factor of SME from domestic and overseas. Considering the unique feature itself from mini grain purchasing enterprises, it comes out that how many influencing factors which in fund-raising ways choice of our mini grain purchasing enterprises. And analyzing these influencing factors made how big differences in mini grain purchasing enterprises by empirical study. And then it came out a conclusion. Combing the result of empirical study which promoting in sustainable healthy development in mini grain purchasing enterprises, which be given same opinions and advises.Via making a conclusion of domestic and overseas research literature, meanwhile combing with the specific features of mini grain purchasing enterprises, this article studying influencing factors that in fund-raising ways choice of mini grain purchasing enterprises which almost from regular finance market (bank, credit cooperative),and informal finance market(debit in friends, private lending, local profession association debit),owned fund, leasing fund, and other fund-raising ways.Through specific empirical research, this paper concluded the impact the micro grain purchase enterprise financing way choice gender factors mainly include the owner, generally men owners are more likely to obtain funds demand; Own money into nature, its own funds, financing convenience, own reserves sufficient degree, its own funds for speed, degree of close friends and relatives, relatives and friends borrowing costs, relatives and friends get convenience, enterprise scale, the Banks and credit cooperatives loans obstacles, etc., which influence the key self-owned capital adequacy, its own funds for speed, convenience of relatives and friends loans, Banks, credit cooperatives loans affect), so only grasp the above key factors, to a greater extent the micro grain purchase enterprise financing difficult problem, get more financing options.In addition, the industry association, the social environment, the enterprise profit ability, etc can affect the micro grain purchase enterprise financing way choice, but in the empirical research on the relationship is not significant; Bank financing conditions and external environment, such as policy support for miniature grain purchase enterprise financing way choice will play a role.