Total Factor Productivity And Its Influencing Factors Of Chinese Banking Industry

Banking industry is the core component of the financial industry in our country，asthe change of external economy and intensified competition of Banking industry, Nomatter response to the global financial risks or the competition from foreign countries,the efficiency of the effeciency is more obvious.take above factors into account,Thispaper provides an empirical analysis on the total factor productivity of China’27commercial banks, Estimates the total factor productivity in China’s large state-owned,joint-stock and city commercial banks2005-2011and make a comparative analysis ofintertemporal changes and influencing factors of China’s banking industry’s total factorproductivity.Firstly, through the use of non-parametric DEA model Malmquist total factorproductivity index to measure the approximate total factor productivity of China’sbanking industry,the results show that the total factor productivity of China’s bankingindustry generally is improved, But in2008-2009, the result is reducing due to the impactof the U.S. subprime mortgage crisis and the debt crisis in Europe,especially in Citycommercial banks.Second, Based on the panel data model and the OLS regression model forcomparative analysis of the factors that affect the total factor productivity of the threetypes of banks in China,and take foreign banks share of real GDP growth, debt-to-equityratio of ordinary shares, the total fixed asset investment growth rate, market share andsize of the bank as an independent variable in the last, Based on the results,and make therecommendations to improve the total factor productivity of China’s banking industry...