Yunnan Policy Agricultural Insurance System

Agriculture is the foundation industry of Yunnan Province,87%of thepopulation live in rural areas,80%of the light industry output value, gross nationalproduct of80%, about80%of the fiscal revenue and60%of the foreign exchangeincome directly or indirectly from agriculture. Yunnan as a major agriculturalprovince, the flue-cured tobacco production and per capita ranked first in the country;sugar cane production ranked second, sugar content is ranked first in the country. Butin recent years, Yunnan has suffered varying degrees of natural disasters, caused hugelosses to the agriculture of Yunnan, also has caused the thinking of scholars heavy:Yunnan should establish what kind of policy agricultural insurance operation modecan make the agricultural insurance play a better disaster reduction and disasterprevention function of social management? Establish a policy agricultural insuranceservice system what can make the efficient operation of the Yunnan agriculturalinsurance system? To truly make agricultural insurance benefit out of reach ofhouseholds? And the importance of clear policy agricultural insurance service systemfor agricultural development in Yunnan province where? How to establish a sound,suitable to the provincial conditions of Yunnan policy agricultural insurance servicesystem?This paper will take the Yuxi City, Jiangchuan County, field research andquestionnaire part of farmers as the basis, to the scientific outlook on development asa guide, for the purpose of improving agricultural insurance service system of YunnanProvince, adhere to the people-oriented concept, in accordance with the "widecoverage, the basic, multi-level, sustainable" principle, establish and improve theagricultural insurance service system, improve the linkage mechanism between theinsurance company and the local government and agriculture departments, clear theirrespective responsibilities, to establish and perfect the policy agricultural insuranceservice system under the joint efforts of all parties. At the same time, learn from theadvanced examples at home and abroad, compare and summarize method suitable forthe situation of Yunnan Province, agricultural measures.To fundamentally solve the problem of hindering the service system, tovigorously promote the significance and function of agricultural insurance, agricultural insurance penetration in rural areas, the non-profit and externality ofagricultural insurance policy, further strengthen the policy agricultural insurance inthe social management function, based on existing agricultural insurance managementpattern. Other insurance companies, to encourage participation in policy agriculturalinsurance business. Improve the government attaches great importance to agriculturalinsurance policy, actively participate in the establishment of agricultural insuranceservice system to go, and give strong capital and manpower support. Established bythe in charge of agriculture vice provincial governor as the leader, by themeteorological department, agriculture department, finance department, the relevantinsurance company and other department heads."The policy agricultural insurance ofYunnan province leading group", and on the formation of agricultural insuranceservice system foundation, improve agricultural insurance system operation efficiency,improve agricultural insurance system in Yunnan.