Study On The Policy - Oriented Agricultural Insurance Service System In Guizhou Province

Agricultural insurance is the product of economic and social development to acertain stage. It is a decentralized agricultural risk, and ensure the stability of theagricultural development and farmers’ living arrangements, it can provide the fragileagricultural escort. Agriculture is the foundation of the Guizhou province industry,rural population proportion is larger and the industrialization of agriculture. FromGuizhou agricultural information network to learn, in terms of the structure ofpopulation, the Guizhou province agricultural population accounts for63.6%of thepopulation, from the point of view of three industries, the first industrial added value89.002billion yuan, accounting for more than13%. This series of data shows thatagriculture in Guizhou province has played a huge role in economic and socialdevelopment. But in recent years, continuous suffered different degrees of naturaldisasters in Guizhou, Guizhou agricultural disasters caused great loss. Compared withthose of the natural disasters, lack of effective risk disperse mechanism in Guizhou,the development of agricultural insurance in Guizhou province. The cause of thisproblem has a lot of, this article mainly from the perspective of policy agriculturalinsurance service system in Guizhou are discussed.Based on tobacco in Guizhou agricultural insurance, as the representative of theGuizhou province policy-related agricultural insurance in qiandongnan prefecture,them, qiannan, bijie sampling household surveys, the tobacco agricultural insurancesatisfaction for survey, statistical analysis, first according to the whole process ofinsurance services, insurance services are divided into four criteria layer, respectively,is the enterprise image design, business varieties, underwriting services, claimsservice, to build enough specific insurance service quality evaluation index, and thenthrough the fuzzy comprehensive evaluation method, fuzzy comprehensive evaluationmodel is set up, the service quality of the policy-oriented agricultural insurance inGuizhou has carried on the comprehensive evaluation, it is concluded that theGuizhou province farmer for Guizhou satisfaction was generally policy-relatedagricultural insurance service system. Against the problems of service system, thisarticle emphatically from the government and its division to help insurance companies,strengthen the agricultural insurance product design and provides countermeasures ofagricultural insurance claims service.In this paper, the first part mainly introduces the selected topic background andsignificance, relevant literature review at home and abroad, put forward the research ideas and methods of paper, paper put forward the overall framework and innovationpoints. The second part mainly introduces the theoretical basis of policy-orientedagricultural insurance service system, including the define of the concept ofpolicy-related agricultural insurance, policy agricultural insurance economics analysis,provides a strong theoretical basis for the study of the paper. The third part on thebasis of investigation and research to farmers the satisfaction evaluation of tobacco inGuizhou agricultural insurance service system, for example, introduced the Guizhouprovince policy-related agricultural insurance service system present situation andexisting problems. The fourth part mainly introduces the practice of insurance servicesystem at home and abroad to establish and revelation, as below in Guizhou provinceto provide reference for perfecting the policy-oriented agricultural insurance servicesystem. The fifth part is mainly on the basis of the above theory and research analysis,draw lessons from advanced experience at home and abroad, put forwardcountermeasure Suggestions to perfect the policy agricultural insurance servicesystem in Guizhou.Section VI presents the conclusions and outlook of this article.In the past mainly concentrated on the study of agricultural insurance in thenature of the agricultural insurance, agricultural insurance subsidies, etc., And toreduce the study of agricultural insurance system. Therefore, based on thepolicy-oriented agricultural insurance service system in Guizhou as a subject, has therealistic meaning and significance. Moreover, the data of this paper is through fieldinvestigation and research, is the first hand information, summarize the researchresults are statistics, fuzzy comprehensive evaluation method for comprehensiveevaluation of policy-oriented agricultural insurance service satisfaction in Guizhou,the result is reliable and provides the relevant departments to formulate improvementmeasures were available, this is also the major contribution of this paper.