Real Estate Enterprises Credit Evaluation System

ABSTRACT：Market economy is legal economy， contract economy， but alsocredit economy， credit is the premise and foundation of the market economy. Enterprisecredit is an important part of social credit system， enterprise credit system construction iseconomic development to a certain degree product， but also the effective means topromote economic development. The real estate industry as socialist market economy tobuild a medium main force， to ensure its sustainable development at the same time， toundertake the social responsibility， cogent fulfill enterprise credit problems need to payattention to.Especially since2010， central government published a series of policy of estateadjusting control， economic means and administrative means to work along both lines，from the curb demand， increase supply， strengthen supervision and other aspects of theChinese real estate market undertook all-around control. In2011， the national real estateregulation policies continue to upgrade and refinement， the government fromadministrative， economic aspects of the two to continue to the real estate market to strictregulation，this year the central bank on6straight financial institutions deposit reserve rate(1cut the deposit reserve ratio)，3interest rate hike. At the same time， a number of banksto control credit resources， the real estate industry tend to enter the information age，financial strength and integrity of enterprise objectively become his real estate enterpriseslong-term development index. Under this background， in order to maintain the marketeconomic order， promote the healthy development of the market， to prevent and avoidcredit risk， establish a set of perfect system， the real estate enterprises credit evaluationsystem be imperative.The article is aimed at our country real estate industry development situation ofenterprise credit， learn and absorb the research results of domestic and foreign scholarsand enterprise credit evaluation experience， corporate social responsibility from theperspective of" theory， to study-Case Study-Suggestions" as the main line， from thepoint of economic responsibility， legal responsibility and moral responsibility of threekinds of index as an entry point to establish a set of real estate enterprise in our country theapplicable credit evaluation system. Finally， according to the real estate enterprise creditevaluation system and application of fuzzy comprehensive evaluation method in China of alisted real estate enterprises a case study， analysis， verification of its science andrationality. Finally， our real estate enterprises credit situation analysis is proposed to optimize the real estate enterprise credit evaluation system and measures， and improve thereal estate enterprise credit management system construction and evaluation system.