Research On Contract Management Of Rural Land Mortgage Mode Selection

Since the implementation of the household contract responsibility system in rural areas, agricultural productivity has been unprecedented liberation and development. The past30years, the achievements of the rural economic development once again proved to us that, in China’s rural areas to implement the family unit, intensive production is able to make the development of rural economy. However in recent years, on the one hand, the degree of agricultural mechanization deepening generates a lot of surplus labor in rural areas, on the other hand with the industry and services growing town has an unprecedented demand for cheap labor, precisely because of these two reasons, a large number of rural surplus labor from rural areas to the cities and towns. Pursuit to maximize the benefits of rural labor to urban areas is an irreversible trend, however, the transfer makes a lot of rural land is idle, agricultural production has also been destroyed. To address this reality, the central government made the decision to allow rural land transfer, and Central Document No.2013for the first time put forward the concept of "family farm", which makes agricultural production toward a moderate scale, industrialization and intensification become inevitable.China has700million rural population, which determines the only farmers affluent, wealthy country can. However, the development of agricultural industrialization facing huge demand for funds. The program was proposed by the rural land contract management right mortgage. This paper discusses the need to carry a mortgage of agricultural land contract and management rights and how to select the mode in lending. Article from the point of view of supply and demand of funds for agricultural production, agricultural loans angle role in promoting the industrialization of agriculture, and rural serious lack of collateral perspective to analyze the main argument of the article is that in our country it is necessary to carry out the rural land contract and management rights mortgages and reality significance. And a viable agricultural land contract and management rights mortgage mode, further theoretical target model to illustrate the feasibility and the significance of establishing patterns of agricultural land mortgage.The article mainly includes three parts. The introduction part is divided into three main sections:The first section describes the reality of rural land contract and management rights mortgage background, legal background and policy background, and the significance of this research is explained on the basis of the background. The second section describes the research results at home and abroad on the mortgage of agricultural land. The third section briefly describes the basic framework of the content, the use of the method and article about.The second part is the main body portion of the article. Chapter2introduces the mortgage of agricultural land contract and management rights theory, including agricultural land property rights theory, the theory of government rent premium and financial development theory. Chapter3is a top priority of the article, a profound analysis of the need for our country at this stage to carry out the rural land contract management right mortgage. The chapter explains the argument from the three angles of the mortgage loans is necessary to carry out agricultural land contract and management rights, including the supply and demand of agricultural funds, agricultural loans support for the industrialization of agriculture and rural serious lack of collateral facts. Chapter4analyzes the mode selection issues carry a mortgage of agricultural land contract and management rights in China. The chapter describes the financial model of the four agricultural land in Germany, Japan, the United States and China’s Taiwan region, re-introduced several domestic agricultural land secured pilot mode, including "the Zaozhuang mode","the Mingxi mode" as well as "the Tongxin mode". The article has reached the final of agricultural land contract and management rights mortgages mode by fully compare and learn. In order to verify the feasibility and stability of the above model, and establish a theoretical target model.The last part of the article elaborated the main conclusions of this innovation and inadequate. Drawn according to the full-text argument, at this stage it is necessary to carry out agricultural land contract and management rights mortgages. The article may be innovative because not only qualitative and quantitative analysis of the need to carry a mortgage of agricultural land contract and management rights, and come to a final mortgage mode choice.