| Different countries in the world,and its level of economic development,capital market development level are also different, financial system, the extent there are differences,the state financing to support small and micro enterprise policies are different, but the problem of financing small and micro enterprises they are all very serious exist. Currently, the world began to focus on universal problem of financing small and micro enterprises, the financing of small and micro enterprises to become the main object of study. China is in the primary stage of socialism, the economy is still underdeveloped, requiring various economic forms simultaneously, as soon as possible to enhance the economy up. In recent years, China’s rapid development of small and micro enterprises. My Government also began to focus on supporting small and micro enterprises. Lanzhou City, small and micro enterprises in the development and operation of the process, there are also some financing problems. By analyzing and investigating the financing difficulties of small and micro enterprises influencing factors, finding the most important factor for the interest cost, the relationship between banks and credit policy, the macroeconomic situation and the national industrial policy. In order to promote small and micro enterprises in the market economy, on the financing of small and micro enterprises to effectively alleviate the plight of Lanzhou City has stepped up efforts to support small and micro enterprises. To be able to financing difficulties of small and micro enterprises real solution, the government, financial institutions and other social enterprises themselves a concerted effort. To make small micro-enterprise financing situation fundamentally eased. The small micro-enterprise itself is concerned, should establish confidence, to obtain the trust of outside investors, will operate the wind decreased, and make long-term planning efforts to improve the management system. |
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