| Accelerated aging of the population in the background, China’s aging population showing the degree of aging of the rural population than urban high degree of aging of the population, but the ability to cope with an aging population significantly weaker than the characteristics of the city. Therefore, with the severe form of aging, pension issues, especially rural pension issues in the situation of China’s current dual economic structure in urban and rural areas, the problem of rural aging faster than the urban, rural family size miniaturization, landless peasants increased, labor mobility speed, etc. Therefore, our need for new rural social pension insurance system construction to give high priority to accelerate the pace of its construction, the traditional old-age security in rural areas in response to the weakening function, get rid of social security dual structure, improve our rural old-age security system, to achieve the integration of urban and rural development so that China’s social security system could been further improved to ensure our economy stable and healthy development, and ultimately realize the grand goal of a well-off society. From our present economic and social development as well as a large social background and political background, establishment of new rural social pension insurance system, the basic conditions have been met, the time is ripe.On September1,2009, the State Council issued "to carry out the new rural social endowment insurance pilot guidance "(hereinafter referred to as " guidance "), the country began to local conditions to carry out the new agricultural insurance pilot work," guidance " in the plan will be implemented nationwide in2020the new rural endowment insurance system fully implementation. This compensates for the rural social endowment insurance system gaps, marking China’s farmers began to enter a new phase of institutional endowment. The New Rural Social Pension Insurance System to carry out the implementation of China’s social security system is perfect for a big move, for the modernization of China’s rural society has a great role in promoting the integration of urban and rural areas is conducive to narrow the urban-rural wealth in recent years, growing gap and promote healthy and stable development of China’s economy.The New Rural Social Pension Insurance System in system model aspects of using a basic pension and individual accounts of the mode in which the individual accounts mainly by individual contributions and collective subsidies and local government financial subsidies in three areas, and that a minimum standard of basic pension by the provide full national finance. It can be seen, the Government’s financial investment to become the new agricultural insurance system is a major innovation, the central government for the first time to provide farmers with financial assistance based pensions, social welfare and social justice a landmark concept innovation. However; the new agricultural insurance as a new system just after the pilot, the system design, the actual operation, there are still many deficiencies, but also need to keep the new agricultural insurance system, the implementation of the system in practice and exploration for stepwise improvement.In this paper, The New Rural Social Pension Insurance System implementation problems and countermeasures research the topic, using theoretical analysis and field survey combined research methods to public goods theory, welfare economics theory and Keynesian theory as the theoretical basis of effective demand, combined with China’s macro-economic, political, social background, as well as Dalian, Liaoning Province Lvshunkou two villages in the township residents for The New Rural Social Pension Insurance System implementation results reflect the situation of the survey data, survey data through statistical analysis software, according to statistics, as well as interviews with practice, explore new rural social pension insurance system exists in the operation of the low level of benefits paid, low level of personal finance, rural endowment insurance system exists "fragmentation " phenomenon, young people and disadvantaged groups insured willingness low, the service system is not perfect and so on, from a macro level, such as the process of urbanization of rural surplus labor mobility as well as micro-level psychological ideas such as rural residents, analyzes the problems summarized above reasons, from the system operation, financing, handling management, fund operations, government accountability several angles improve the new rural social insurance system some suggestions that strengthen the government-led growth to establish a stable funding mechanism; broaden the investment channels, improve fund operating mode; work out a new agriculture ensure convergence with other security systems work; build a scientific and rational handling system; continue to increase the new agricultural insurance publicity efforts to enhance farmers’ confidence in the system. |
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