Study On The Evalution Of The Growth Of The Listed Banks

The banks play an important role in the national economy, and how they develop willdirectly affect people’s living standards and even national stability. Since the widespreadconcerned by academics, the growth has been used in the research of the developmentpotential of the firm, and the growth of the banks should be equally taken serious. Since theShenzhen Development Bank listed in Shanghai as the first listed bank, the banks vigorouslyexpand operations, improve service quality, business performance by leaps and bounds, theirfinancing capacity and credit levels are increasing day by day. However, there are still someproblems in the development of the listed banks, such as the different banking development,the uneven allocation of resources, the compression of operating income channels, and therising of non-performing loan ratio. They are serious impediments to the healthy growth ofbanks.The development of banks is a key issue of t the national economy and people’slivelihood. The development status, growth potential, and the growth engine, are the concernsof investors and other external stakeholders. At the same time, they are the focus of the bankmanagement decision-makers, and even involve the life and property safety of the thousandsof families and the social stability. As a result, it is necessary to conduct a detailed evaluationof the growth of the listed banks to objectively reflect the growth of banks and to identify thepossible causes that hinder its growth, so as to promote the growth of listed banks. In thespirit of such an idea, this paper carries out the evaluation of the growth of the listed banks.This paper is divided into six main parts. The first part is the introduction whichdescribes research motivation, research ideas and research methods, as well as the integratedstudy of domestic and foreign research. The second part describes the connotation of thegrowth, and clarifies the impact factors and metrics of the growth of listed banks according tothe characteristics of the growth of considering internal and external impacts. The third partextracts the initial evaluation indicators based on the possible factors elaborated in the secondpart, and uses the factor analysis to re-selcet factors from the primary indicators. To avoiddouble counting between the influencing factors while reducing the subsequent workload, wemerge dimensionality reduction and extract the main factors. We establish evaluation indexsystem of growth of listed banks. The fourth part, according to the evaluation index system,uses entropy value method to measure the possible impact of various factors on the growth of listed banks, that is, to determine the weight. And this part evaluates the level of growth ofthe16listed banks, grades the growth, and makes validity inspection of the evaluation resultsby the main business growth rate and net profit growth rate in next phase. Then comparessimilarities and differences of the influencing factors that affect different growth levels oflisted banks, and reveals the crux restricting bank growth promotion. The fifth part makessome suggestions to increase the bank growth based on the above analysis. The sixth partsummarizes the research and proposed future research direction for problems or deficienciesin this study.