Research On Endowment Insurance Fund Balance Of Payments Security Based On The Perspective Of Population Structure

This paper carrys on the detailed analysisof demographic characteristics of thedevelopment process in Hebei Province, some certain assumptionsn at the same time.Using the international population forecasting software PADIS-INT to predict futurepopulation of Hebei Province, we draw the number of the total population laborstructure, dependency ratio, age of the population, the median age data during2010-2050, based on forecast results data found: Hebei’s total population willcontinue to rise in the future, reaching a peak with a total population of73,876,056;Hebei Province Population aging will show upward trends, in which the populationover the age of56in the proportion of the total population showed rising trend, theelderly dependency ratio is rising constantly causing the median age is also on the rise;next40years in Hebei provincial labor force than adequate.Endowment insurance fund income gap has become an inevitable problem in ourcountry. With the changing demographics, the increasing elderly population, in theface of an increasingly large number of people, the payment of the pension fundexperiences enormous pressure.Hebei province is facing the same problem and theendowment insurance fund operation situation is not optimistic. In view of the serioussituation of endowment insurance fund pays, this paper discusses the populationstructure change under the security problem of the balance of endowment insurancefund, in hebei province as an example, to explore the population structure change andthe relationship between the endowment insurance fund balance of payments.This article focuses on exploring the population structure change on theinfluence of endowment insurance fund in Hebei province. According to thepopulation forecast data in Hebei province, the article detects the worker burdencoefficient, old-age insurance replacement rate, support rate and contribution rate ofHebei province in the next40years. Finding the changing population structureincreased pension burden in Hebei province, fund security payment faces enormouspressure. also uses the gray system GM (1,1) model to establish endowmentinsurance fund income and expenditure model in hebei province. Predictedendowment insurance fund income and expenditure situation and pension run"safety" factor in Hebei province from2011to2020. Found from prediction, theHebei province’ endowment insurance fund is relatively safe in the short term. Withthe continuous change of population structure, the increasing of aging population,pension insurance fund payment exists risk.The growing elderly population in the future, the aging population structure,anddemographic changes on the pension fund to pay cause Hebei’s enormous pressure.Given the results of this study, we propose to accelerate economic development andbuilding a multi-level old-age mode, expand the coverage of old-age insurance,increasing the ability to improve the value of pension funds, pension funds, individualcontributions to improve recommend mechanisms to improve, improve, HebeiProvince, pension fund system.