Study On The Adjustment Of Retirementage On The Pension Insurance Fund Influence

Population employment is close to life expentancy and eduction years and laborstrengnth. However, with the development of China’s economic reform,our population lifeexpectancy、education years rising and labor intensity declining,our country employmentperiod seems not suit to our situation. Meanwhile, with the deepening of the Shanghaidegree of population aging, the Shanghai pension insurance fund has also been a hugechallenge.To cope with the pension insurance found gap increasing, delaly ouremployment period become the inevitable trend of development.In order to study the influence of adjust population length of service to pension fund,at first, obtain the first-hand information on the adjustment of the population employmentlife attitude, as the result shown that most of staff oppose delay the retired age. Though theempirical Analysis of the delayed retirement age postpone the retired age is relate to jobsatisfaction, job function, physical condition, wages, and other factors. Therefore, forworkers engaged in different types of work should be treated differentlyShanghai’s future population age structure is closely associated with the income andexpenditure of the pension insurance fund, according to the development characteristics ofthe insured population in Shanghai, this artcle predict the future population agestructure.above that forecasting the pension fund gap of Shanghai. As the predicted resultsshow that the pension of Shanghai will have a big gap reached119.2billion yuan if nottake any measures in2020.As so far, there are three ways to adjust population employment, first, delay thestatutory retirement age.second, step by step to delay the retiremet age.third, ues flexibleretirement system. Each design plan due to the adjustment period and the adjust frequencyand adjustment of different objects will bring different effects on pension insurance fund. This article through to each kind of adjusting employment life design plan to Analysis ofeach plan of brings different influence for pension and economic increase and employmentmarket.From the angle to pension insurance fund, Program of directly to postpone thestatutory retirement age can make most distinct role for pension, however, direct delay thestatutory retirement age make a huge burden on workers and employment market, so that,this is not suitable for direct postpone statutory retirement age, use step by step to delay theretiremet age and flexible retirement system have more flexible and staff can accept thisways. From the angle of economic growth, postpone the retirement age will increase labormarket supply, so as to promote economic growth. From the angle of empolyment market,short-term analysis, adjusting the the population employment life will make some badimpac to employment market.From short-term analysis, adjusting the the populationemployment life will employment market may have some impact, but in the long termanalysis, after the continuous adjustment of the industrial structure, the impact of the jobmarket will continue to reduce. From the angle population dependency ratio and firmcontribution rate, adjust the length of service of the population can reduce the labor forceand reduce the contribution rateFinally, the article on how to adjust the population employment years provide the planthat combine step by step with flexible retirement system to delay the retirement age for62/62, this approach is more gentle and more flexibility.Because of the demographicdividend is coming end in2015, and focusing on workers engaged in capital-intensive andtechnology-intensive industries. In order to narrow the gap of the the Shanghai pensioninsurance fund, A series of complementary measures can be taken such as expand thecontribution base and extend the payment years.Ultimately,can make the pension have abenign development in Shanghai.