An Empirical Study On The Competitiveness Of China 's Listed Commercial Banks

With2006faces global open financial market in China, banking industryopening to the outside world, the world bank enters China in succession. This hasalso formed the impact to our country banking industry, and it is at this point, thestudy of China’s banking industry competitiveness level to the peak, then the studyof banking gradually left out. Distance in2006, has6years of today, we still need tostudy banking competitiveness level, first of all, after six years of development, ourcountry banking industry has been basic has a relatively complete system, the systemis relatively perfect; Second, between the six years, the rapid economic developmentin our country, the banking industry as the center of economic development, also gotrapid progress, and now what about the development of the listed commercial Banksin China, development degree, and the level of competitiveness are still worthstudying. Especially after the2008financial crisis, the world political and economicsituation significant change, increasingly complex economic landscape evolution, insuch a complex environment, our country commercial bank how to deal with, how tosurvive in changeful environment, how to deal with the relationship between thedomestic and international, is still a problem to be solved.As we all know, bank is a country’s financial center, and learn and grow throughlending deposits play an intermediary role, but now the bank also graduallydiversification, not only undertake the main business such as loans and deposits, alsoengaged in all kinds of intermediary business. Our country commercial bank’sdevelopment so far, the business gradually increased, the products are alsoincreasingly diversified. By2012a total of16listed commercial Banks in China, thelisted commercial Banks is the representative of our country commercial bank assetshave grand. And with so many domestic and foreign Banks, commercial Banks isvery competitive, especially in recent years, China’s Banks gradually increased, by2012a total of36582Banks in our country, so how to enhance the level of bank’scompetitiveness and become old and has a practical significance topic, this also is the main content of this article to study, this paper selected15can react bank overalllevel indicators and16listed commercial Banks as sample analysis, indicatorscovering all aspects of the bank, including financial indicators and non-financialindicators. And previous related papers is only commonly used financial indicatorsanalysis, it is not enough comprehensive, banking competitiveness level ofperformance not only on financial indicators. In your academic studies and theories,on the basis of these indicators to establish a model, the use of SPSS software andfactor analysis for the empirical analysis, finally concluded that all the listedcommercial Banks competitiveness rankings, and according to the results of theempirical analysis of listed state-owned commercial Banks and joint-stockcommercial bank, the advantages and disadvantages for their disadvantaged putforward the corresponding countermeasures and Suggestions, in order to enhancetheir competitiveness level, according to their advantage to provide reference forChina’s banking industry, finally draw the conclusion of this paper, and prospects forthe future of our country commercial bank development in future.