Risk Management Research Of Online Banking For A Bank

According to the actual situation of A bank online bank, combining the theory of risk management, this paper research the risk management of A bank online banking. With the continuous development of Internet technology, Internet banking has been widely used all over the world. Internet banking has become an indispensable advantageous means of competition, which is essential to the survival and development of a commercial bank in the 21st century. At the same time, with the development of online banking, it will face more and more complex risk issues. A bank online bank should take advantage of the risk management means,to conduct a comprehensive analysis, grasps, response and monitor the risks of online bank.The paper is carried out by the basic meaning of online bank, based on the basic description of concrete form and control measures of the risk of online bank, step to further, putting forward risk assessment after deeply exploring the current risk management system of A bank online bank, ultimately provide ideas for the prevention of risk. The paper firstly introduces the fundamental route and background and significance of the article, then summarizes risk performance and control theory of online bank, and then analyzes the present situation of risk management in A bank online bank. Next, a detailed risk assessment of A bank online bank is carried out, finally based on the evaluation results, the paper put forward a proposal to prevent risk for A bank online bank.This article starts from the theory of risk of the online bank and takes the unique risk of online bank as a fundamental. In the practice of risk management of online bank, the PDCA control theory of traditional bank risk control system is flexibly used. At the same time, it utilize SWOT analysis the business development prospects of A bank online bank.This paper is combined with the specific situation of risk management in A bank online bank, to constructed a risk assessment model, and using analytic hierarchy process to analyze the various risks facing A bank online bank, and calculating the weight of each risk index, finally putting forward specific improvement measures of the risk management and protection. It has reference value for the risk management and other risk issues of A Bank online bank.