Sme Credit Risk Management Issues Of The Branch A Of Commercial Bank In Nanning

Credit of small and medium sized enterprises is a significant component of commercial banking as well as an important resource of profit. Commercial bank attach more and more importance to the development on credit of small and medium sized enterprises. In recent years, as the development of macro-economy becoming slower and slower, it is an vital subject that how to strengthen the risk management on credit of small and medium sized enterprises when the risk gradually revealed.This article will help you recognize the existing theory of risk management in small and medium sized enterprises. Combine with the risk management situation of small and medium enterprises in Branch A of commercial bank in Nanning, it analyzed the risk and problem from Branch A of commercial bank in Nanning that small and medium sized enterprises have to face when they mention bank credit business. Meanwhile, it put forward the countermeasures of how to perfect the risk management in Branch A of commercial bank in Nanning when doing bank credit. Accordingly it is a good chance to enrich the theory of risk management on credit in small and medium sized enterprises and promote the management on the risk management in Branch A of commercial bank in Nanning.To begin with the theory of risk management and risk feature on credit of small and medium sized enterprises, this article introduced the current developing and risk situation on credit of Branch A of commercial bank in Nanning afterward. Then the main risk which Branch A of commercial bank in Nanning have to face is obtained. According to the situation of risk management on credit of small and medium sized enterprises and the typical case of nonperforming loans, we know the problem of credit risk in Branch A of commercial bank in Nanning. At last, it showed the strategies of how to do risk management for Branch A of commercial bank in Nanning.