Research On The Development Of Green Credit In Changzhou Branch Of China Construction Bank

With the rapid development of the global economy, the quality of economic development also needs to be improved. World economy is moving from a "brown economy" into the "green economy" era, economic development is gradually moving towards low-carbon economy. In this general background, the contradiction between the environment and the economic development is being gradually exposed. Extensive mode of economic growth, a serious impediment to the sustainable development of economy and society. Now, China is in a transition phase to optimize the economic structure, develop low-carbon environmental protection industry has become the focus of sustainable economic development, the development of green credit has become an important measure of commercial banks.On the basis of introducing the concept of "green credit" and the related economic theory and literature review, combined with the current macro-environment and micro-environment of green credit In the low carbon era in China, this paper analyzes that the "green credit" plays an important role in China’s economic development, and illustrates the objective necessity of the development of green credit in the China Construction Bank Changzhou branch. On this basis, take the China Construction Bank Changzhou branch as the research object, a brief introduction of the "green credit" development of the Changzhou branch. Analyzing the internal and external environment of the China Construction Bank Changzhou branch. Using SWOT analysis method, analyze the problems and obstacles of developing green credit, combine the successful experience around the world, provide some suggestions and strategies for the development of green credit in Changzhou branch, promote the development of "green credit" in banking industry and meanwhile promoting the sustainable development of green industry, green economy and resource environment. We are looking forward to see that ChangZhou branch may achieve great success in making financial business green. At the same time fulfilling social responsibility and enhance their competitiveness.