Analysis Of The Factors Influencing On Rural’s Preferences For Patterns Of Old-age

As industrialization and urbanization is accelerating, China’s population structure has undergone significant changes, the aging population maybe a serious problem, thus it is urgent to solve the pension problem in rural areas imminently.To study the influence factors in rural old-age mode selection, this paper investigates the situation in Zhuji City, Zhejiang Province, by the single factor analysis and regression model of factors on different aspects of the three pension, including personal factors, family factors, mental attitudes and other factors. This paper is divided into six chapters. The first chapter introduces the background, theoretical and practical significance of the study, and the domestic and foreign literature on pension mode selected to collate and summarize; the second chapter describe about rural pension development and reasons from three aspects of supporting from family members,community and oneself, pointing out that family pension is the subject, but the proportion decreases, the proportion of social pension is small and labor income’s growth implies increasing proportion of self-endowment, besides,this chapter also includs the pension-bound ways which are the Housing Endowment and pension by land; the third chapter explains Situation and investigation cases resulting Zhuji rural endowment, we can see the situation about Zhuji consistent with the country overall,family support is still the subject but the function is waning, the social pension is still trying to work out, self pension is gradually increasing, then explained the survey questionnaire design, including survey, regions, etc., and then this chapter uses the chi-square test and a simple ratio statistics to pave the way for the following; The fourth chapter established Binary Logistic regression model, draw various pension Factors mode, concluding that the older and the less educated persons whose monthly income is less and is more piety children tend to choose family pension,those who has been insured by the higher education level whose family size compared small ones and those who do not agree the idea of raising children for elders tend to choose the social pension, while those who are more healthy, more younger,and whose job insutiation is stable with high wages,and whose children are not piety tend to choose self pension;the fifth chapter summarizes some of the conclusions of the analysis above.Today’s pension system is imperfect, condition of the pension agency background is poor, and the social pension is difficult to significantly enhance in short-term, so we should pay attention to family support in particular, in addition, when it comes to self pension,it should be more publicity and we should encourage the implementation of it in rural areas,while its implementation in the cases mentioned above is good.it may be an effective way to solve the pension problem.