Research On The Optimization Strategy Of Chinese Rural Pension Model In The Perspective Of Social Transformation

Since the reform and opening-up, China’s rural areas pension issues have become increasingly serious. How to base on national conditions, learn from foreign experienceunder the new situation, optimize rural pension mode and achieve the goal of building a well-off society comprehensively, is the issue that the paper will explore. The paper will be divided into the following sections:Preamble introduces background and significance, research status, research objectives and methods, and innovations of the paper.The first chapter discusses the changes of rural Chinain transformation period and its impact and challenges on rural pension. The implementation the household contract responsibility system and the development of market economy makes rural collective pension function weaken.Urbanization and large rural population’s migration to urban areas brings challenges to traditional family pension and raise a claim to social pension.Rural pension pressure and social stability risk caused by family planning and aging of the population need to face bravely and respond positively.The second chapter introduces three basic pension ways of Chinese rural areas, the Chinese rural collective pension, family pension, pension insurance system, and their historical development and evolution, and valuates the position of the three modes in Chinese rural pension. Under the current circumstances, collective endowment in the planned economy periodbecomes unsustainable, the traditional model of family pension appears weakening trend and rural pension insurance system has just started and still has many imperfections.The third chapter introduces the historical experience of foreign rural pension. German rural pension insurance system is led by the government, and the government successfully plays the roles of legislators, regulators and appropriate fund provider. Japan builds a multi-level pension insurance system based on national pension, which ease the gap between farmers in different economic status and meet their respective needs. Other countries like France and Brazil also engage in their creative attempt on rural pension combining their nation condition. Foreign experience in rural pension provides a useful referencefor the Chinese promoting reform of rural pension mode.The fourth chapter proposes measures of improvement of rural pension mode. First, we must strengthen the family pension function. The government should speed up the process of legislative and institutional construction, implement family support and funding plans, encourage daughters and sonsto share pension liability, carry forward the tradition of intergenerational mutual help, and create good family relationships. The second is to improve the rural social endowment insurance system. There is need to strengthen the legislative function of government, establish its main responsibility in the rural social endowment insurance system.The central government need continue to improve the supply of basic pension until eventually become the main provider of pension. Meanwhile, government should take all kinds of measures to raise the enthusiasm of farmers. Third, we should vigorously develop the rural community pension for making up for the shortage of rural social pension resources. It should raise community pension funds from more channels, develop community care service facilities and rural community care service team who have received special training and offer a wide range of personalized care services in rural communities forenrich the elderlylife.Conclusion summarizes the content and ideas of the paper and put forward to build multi-level rural pension modewith Chinese characteristics, that is the organic combination betweenfamily pension, endowment insurance system and community care in rural areas. In a long time, family pension is still Chinese rural basic pension way, and its function should be strengthened; the new rural pension insurance system not only is main direction of China’s rural pension development, but also will eventually become themain mode of rural pension; developing community endowment is an important measure to optimize and enhance the quality of China’s rural pension system, but also inherent requirement of modernization and urbanization development in rural areas.