From The Perspective Of Social Work In Elderly Financial Services

Its ageing country ranks in China, with the continuous acceleration aging,the elderly population is increasing, the elderly population continues to grow,in this kind of form, how to let the elderly better participation in society, theproblem has been the attention of the whole society. And in the process of theelderly to participate in social life, especially the lack of banking services forthe elderly, in this paper, using the theory and methods of social work, toshandong rizhao JuXian jingu bank as an example, based on the actualsituation of local old people in the bank for business investigation, accordingto interviews and questionnaire survey reflects the actual situation, to JuXianthe old problems that exist in the financial services, research the cause of theproblem. In addition, to improve and perfect our country the elderly financialservices, access to social work, put forward some Suggestions and ideas.This article is divided into four parts. The first part is the introduction,first introduced the thesis research background and significance of topics,explains the importance of China’s current financial life for the elderly and thenecessity. Secondly introduces the domestic famous scholars, experts, theresearch on the related content, and the related theoretical knowledge of socialwork. Finally, the paper introduced the research ideas and research methodsof this article, the research methods including questionnaire investigation,literature research, interview method.The second part is the first chapter of the article, mainly introduces JuXian elderly the status quo of financial services. The first section in thischapter introduces JuXian and JuXian jingu Banks; The second section isabout JuXian elderly and jingu bank employee interviews. The third section isthe JuXian the old financial demand analysis of questionnaire survey, thesurvey found that85.6%went to bank of old people aged between60to70years old, most of whom were age relatively small old man to the bank. Thelow level of48.4%of the old culture, in elementary school or primary schoolhere. But seven of the elderly to at least once a month the bank, in the processof business, most of the old man time to conduct a business in more than20minutes, accounting for45.0%of the total. And the old man’s dull financialdemand is very strong, all the old man wants Banks to improve and perfectthe financial service for the elderly.The third part is the second chapter of the article is an introduction to thedifficulty of financial services in the elderly. Through the analysis of the datain the previous chapter, the main problem has two, one is the old people in goto the bank and do business in the bank’s difficulties, mainly includingOld people went to the bank, at the counter for business time long, lowutilization rate of convenient financial tools, deal with special business moreobstacles, Banks and bank staff service consciousness of these a few respectsto the elderly. Second, the financial risks of old people, these risks are mainlyBanks manage property purchase, elderly people in rural areas depend on theliaison, frequent financial fraud cases in the elderly.The final part of the article in the third chapter, mainly analyze howsocial work intervention in the elderly financial services research.Respectively introduces how social work intervention in the governmentstepped in and financial departments, Banks, in the elderly group the threedirections.And try to put forward some countermeasures and Suggestions.