The Research On Sports Insurance In Universities Of Our Country

This article uses the literature material method, case analysis, questionnaireinvestigation, interview method, mathematical statistics analysis of the object-orientedand necessity of the college sports insurance in China, the contrast analysis ofaccident injury insurance and college sports insurance, and puts forward ideas for theconstruction of college sports insurance and related countermeasures, study get thefollowing conclusion:1college sports insurance object involves the whole university, mainly includesthe college teachers and students in colleges and universities, colleges and universitiessports venues and equipment, sports colleges and universities.2find our university students physical condition deteriorated, strengthen physicalexercise increases the risk of injury at the same time; College sports teachers shouldassume the risks of physical education curriculum and the pressure, need to seek thehelp of college sports insurance; University stadiums and sports facilities equipmentexercise population diversity, hardware facilities have been loss make sports riskincreases; Sports sports risk is very big also requires the existence of the collegesports insurance.3Compared three college sports insurance and accidental injury insurance,college sports insurance than to accidental injury risk in colleges and universities, oreven in place of accident injury insurance.4American colleges and universities sports insurance coverage, insurance objectin an all-round way; Japan’s university sports insurance legislation safeguardcomprehensive, development of college sports insurance in China can be combinedwith the current situation of our country, to learn from the United States and Japan.5development promotion countermeasures for college sports insurance in Chinaincluding these points: to improve awareness of sports insurance, promote collegesports insurance culture. Sports insurance laws and gradually perfect the existingrelevant laws and regulations; Insurance company college sports insurance partinformation sharing; Our country university sports insurance fee and claims processshoulds not be too complicated.