| How to effectively guarantee202million old people aged60old be raised，how tochange the situation of endowment insurance "double track" and three main partsendowment insurance transfer difficulty, how to deepen the reform of endowmentinsurance that delays in implementation as soon as possible? This is a question worthconsidering, this article also want to try to solve the problem. In this paper, through theadoption of literature method, comparison-reference method, empirical, normativeanalysis and historical logic analysis,study endowment insurance system operationstatus and change that practiced in China for nearly65years.Find endowment insurancechange can be divided into four main stages according to the different of content:Traditional collective insurance stage, the primary stage of society, TongZhangcombination of endowment insurance reform stage, stage of endowment insurancereform in an all-round way; its status has three main parts town worker endowmentinsurance, endowment insurance agencies and institutions, urban and rural residentsendowment insurance; its essence is partially funded pension system running mode. Onthis basis, analyzing the current TongZhang combination of endowment insuranceoperation mechanism. According to the endowment insurance reform goals,combination with our country’s endowment insurance reform practice, Pointing out theevaluation content of China’s endowment insurance system reform and theimplementation, Building the static secondary evaluation index system of theendowment insurance system reform. Finally concluded, the problems of endowmentinsurance system reform in China are the lack of standardization, fragmentation serious,high transaction costs and incomplete implementation. According to the problems, putforward the countermeasures and suggestions: improving the legal support, perfectscientific management system, unified the related institutional arrangements, reasonablesetting system parameters, increase participation. |
