Study On The Problems And Countermeasures Of The Development Of Intermediary Business In Bank Of Hebei

In recent years, in the fierce competition in the banking industry, continue to liberalizeinterest rates, competition intensified, the traditional assets, liabilities business developmentspace is narrow, bank management direction gradually change, vigorously developintermediary business cost is small, low risk, high income has become an important part ofstrategic transformation of commercial banks, intermediate business income has the bankingindustry as a new economic growth point, paying close attention to China’s major commercialbanks. But the development of intermediate business of commercial banks in China has juststarted, still need to continue to explore the development of intermediate business own mode,the focus of future competition in the banking sector, as the intermediate business in theemerging business to blame.Intermediary business is a commercial bank does not need to use or less use of theircapital, technology, credit, depending on the business and personnel and other advantages, inthe middle of the identity of the person for the customer to and accept the entrusted matters,providing various financial services and then charge the customer’s business.The Bank of Hebei in Hebei Province as the earliest, the largest commercial bank inrecent years the assets, liabilities, business development momentum is good, but the businesshas just started, compared with the state-owned banks, there is still a wide gap, facing a lot ofproblems. In this paper, from the situation of our country commercial bank middle businessdevelopment leads to intermediate business of the Bank of Hebei, the developmentcharacteristics and the combination of intermediate business of the Bank of Hebei, thedevelopment of intermediate business of state and local small and medium commercial bank,Hebei Bank of development of intermediary business points out factors of restricting itsdevelopment and existence. Introduces the east edge of intermediary business developmentexperience, through the comparison between the development of intermediate business, theBank of Hebei enlightenment. Finally, from the Bank of Hebei internal and external financialenvironment and puts forward some countermeasures for the development of the intermediatebusiness.Hope that through this article on the Bank of Hebei, the development of intermediarybusiness to help.