Research On The Development Of China Community Bank

How to solve the financing difficulties of small and micro enterprises, how to provide personalized financial services for customers, and how to fill in the financial gap of big banks’ exit to the less developed areas? Community Banks with flexible mechanism began to attract attention. The development of Community Banks is conductive to expanding diversification of financial system and solving the financing problem in the real economy.This article introduces the definition and basic theory of Community Bank. Secondly, it introduces the development experience of Community Bank in other foreign countries and how it enlightens the development of Community in China. Then, this article gives out the analysis of Community Bank’s development pattern. Finally, the author provides some suggestions for the development of Community Bank in the future.