Evaluation Of SMES Credit Based On The Fuzzy Comprehensive Evaluation Method

With the develop of China’s economy and the deepening of reform and opening up process, SMEs plays a pivotal role in the national economy both in terms of contribution to the country’s GDP and taxes,job creation in our country. All these show that it plays a very important role in our national economy. Meanwhile, SMEs are still facing many serious problems, and the most obvious problem is financing. At present our research on SME credit risk assessment is not perfect, in a certain extent, it exacerbated the problem of SME financing.This paper makes build SME credit risk assessment model suitable for China as a starting point, based on the collection of relevant information and reading the relevant literature, comprehensively and systematically analyses the current status of research credit risk of SMEs. This paper details the existing credit risk evaluation methods theory domestic and foreign, as well as the existing SME credit risk assessment methods and it’s in adequate. Through the research and analysis of current credit risk evaluation methods, this paper constructs suitable for China’s national conditions SME credit risk evaluation index system, and cleared the index weights using AHP. Meanwhile, by using Fuzzy Evaluation in the credit risk evaluation of EF Co., Handan, this paper makes a credit evaluation for it.