Study On The Enterprise Credit Risk Assessment Of H Bank

Enterprise credit is one of the important financing channels in rural economy,In the country's vigorously support,enterprise credit has developed rapidly,and became the important means to improve the rural economy.The rural credit cooperatives are the great force for the rural financial development,and also is a big driving force for the development of enterprise credit.The mainly objects of the enterprise credit are enterprises.The risk of enterprise credit is more complex.As a regional financial organization,H bank has been committed to the promotion of Enterprise credit;make it play an important role in the region economic development.But due to a late start,and is limited by many factors,the control of enterprise credit is not mature.Use the reference of research in domestic and abroad,the paper research on the control of enterprise credit in H bank.The paper gives the research background and significance,and introduces the present situation of domestic and foreign related research as well as the main content of this article and research methods.And the paper gives credit risk control evaluation index system according the development of H bank.By using the evaluation index system,the paper empirical researches the level of enterprise credit risk control by the method of analytic hierarchy process and fuzzy comprehensive evaluation.At last,according to above analysis,the paper puts forward some suggestions for H bank enterprise risk control to reduce the risks.