The Developing Problem Analysis Of Supply Chain Financing Of The Cooperation Between Banks And Enterprises

Entering the 21 st century, with the development of economic globalization, more and more enterprises outsource services, so that the competition between businesses, now evolved into the competition between supply chains, with the progress of information network, the logistics and information flow monitoring in the supply chain are resolved,problems in the supply chain slowly transfer to the funds chain, however, while service outsourcing can improve efficiency, it also produced the outsourcing enterprise’s financing difficulties, transportation delays, as well as issues of financial regulation, which affects the stability of the supply chain, supply chain financing just can solve this problem.In the Post-Olympic era, the sports industry has also faced the capital chain problems in the expansion period like many other industries, the first to win the capital chain will win the first chance of expansion.Although Li-Ning company has already realized the win-win cooperation for many years with the upstream and downstream enterprises, has a stable supply chain relationship, but in order to achieve further expansion,the funding bottleneck of small and medium-sized suppliers, distributors in the supply chain, will indirectly affect the Li-Ning company’s performance, and further achieve scale.How to solve this problem,became Li-Ning company’s strategic issues.After much consideration, Li-Ning company choose cooperation with standard chartered bank, take the supply chain financing solutions.Supply chain financing refers to, Banks and other financial institutions finance to one or more enterprises in the supply chain, mainly based on the core brand big enterprise’s credit, and the real trade background.Based on the historical background of supply chain finance and the background conditions of Li-Ning company’s cooperation hand in hand with standard chartered bank,combining the case,this paper analyze problems in the development of supply chain financing, and gives suggestions and countermeasures for the continuing healthy development of the supply chain financing.This paper is mainly divided into five parts.The first part, introduction.This part elaborated the selected topic’s background and significance, related literature review of supply chain financing, and illustrates the use of research methods and thesis innovation points and difficulties.When analyzing the significance of supply chain financing, this part explain the significance of adopting such a mode of financing respectively from the small business, bank, large core enterprise three microcosmic perspective, and macro perspective of the development of the overall situation as the starting point.The second part, the operation modes of supply chain financing.This part introducesthe concept of supply chain financing, and the three typical models of international supply chain financing.The third part, the problem analysis of developing supply chain financing between the banks and enterprises.Taking the case of LI-NING company’s cooperation with standard chartered bank as the starting point, this paper find out its insufficiency, and guide us to reflect on it, this part provide valuable suggestions for the better development of supply chain financing in China.From the micro level, the bank has the problem of insufficient product innovation, the supply chain face the problem of risk assessment, from a macro level, a seamless information platform of banks and companies sharing is lacked.The forth part, suggestions to banks and enterprises for developing supply chain financing.This part aims at the problems in the fourth part, provides three suggestions for the further development of supply chain financing in China, namely that the bank should increase product innovation, that our government should quicken the pace of building perfect risk evaluation system, that the government should speed up the construction of integration service platform between the banks and enterprises.