Research For The Financial Management Problems Of Small And Medium-sized Enterprises

Small and medium-sized enterprises are backbone of economic development and social stability, whether is in the western-mature-market countries or in our country. It has become an important part that can’t be neglected of national economy and social development. After entering WTO, small and medium-sized enterprises have met lots of opportunities that never happened before. They also face cruel challenges. For now, because of many factors, the development of small and medium-sized enterprises in our country restricted seriously. Especially the financial management of enterprises can’t obtain value which they should have so many small and medium-sized enterprises have weak ability to resist risk and have short life. Most small and medium-sized enterprises just focus on chasing short-term economic benefit, But they often ignore the functions of financial management.The paper put forward to stating some problems in financial management. According to these problems make the effective measures after discussing the problems in the financial management of small and medium-sized enterprises and aim at promoting their functions of financial management. Then analyze the problem in the financial management of Jiangxi small and medium-sized enterprise. At last predict the small and medium-sized enterprises future.The author suggests the supervisors including constitutors of external policy and managers in small and medium-sized enterprises should consider the facts to improve the present financial management, so as to direct small and medium-sized enterprises to walk up to healthy and substantial way.