The Bank Support Regional Economic Development Research

China has a large population, food security issues related to national stability and security. Therefore, China has always attached great importance to agricultural development. Although China’s agriculture has a long history, however, with the development of economy, the progress of the times, the market economy has brought new challenges for the development of agriculture, if only rely on the pattern of traditional agriculture, it is difficult to do many things at once and the two or three industry, it is easy to cause the social economic structure is not stable. Agriculture is a weak industry, vigorously support the need for government, and guide the direction of the development of agriculture, so as to better promote the development of agriculture. In this background, the state has set up the development of agricultural policy banks support the agricultural development bank. Made a great contribution to the development of agriculture. Agricultural development bank establishment, but along with the reform of the banking system, the agricultural development bank industry has some problems to be solved.This paper combined with the specific situation of Agricultural Development Bank of Chizhou city to explore the development of the agricultural development bank to better. Is divided into five parts:The first part of the main study of this issue. Study the purpose and the significance of the research, the main research methods used by existing about agricultural development bank to support regional economic development research status and the research ideas and.The second part mainly introduces the related theory of regional economic development. Now the main popular international is two theories:balanced regional economic growth theory and the theory of unbalanced regional economic growth. In the regional economic equilibrium growth theory mainly introduces the balanced development of regional economy theory and the growth theory. Unbalanced regional economic growth theory mainly includes the development and gradient unbalance of the two dual economy structure theory, growth pole theory. These theories provide important theoretical support for this research, has become the main basis for the consideration of this suggestion.The development of Agricultural Development Bank, the third part mainly introduces the city of Chizhou. The development of agricultural development bank cannot do without the overall economic development of Chizhou City, this paper mainly introduces the development course of Chizhou Agricultural Development Bank, Agricultural Development Bank of the existing system.The fourth part mainly introduces the agricultural development bank’s role in promoting regional economic development and the existing problems. Starting from the present situation of regional economic development in chizhou, agricultural development bank of chizhou summary for the impact of regional economic development. These effects mainly displays in the stable economic and financial aspects of the role and chizhou for enterprise and the financial support of economic development, the most important is financial services meet the demand of the surrounding areas. Agricultural development bank of chizhou in making the above achievement also appeared some questions can not be ignored. These problems mainly chizhou policy-directed insufficient efforts in support of the development of regional economy, regional loan of high concentration, support regional economic development mechanism innovation and the main service object is a lack of effective collateral and credit guarantee.The fifth part is mainly aiming at these problems, puts forward the corresponding countermeasures and Suggestions. Chizhou mainly include:to increase the strength of the regional economic development, to reduce the loan concentration, increase the policy innovation mechanism, and broaden the mortgaged property and improve credit guarantee. In terms of increasing innovation mechanism, can by issuing bonds and other way to develop a single rely on funding model, to solve the agricultural development bank of demand for money. The most important thing is to deepen the internal mechanism of innovation, the innovation of the management mechanism and supervision mechanism. Secondly may follow the pattern of modern enterprise set up a board of directors, board of supervisors, and senior executives for bank governance, vigorously the introduction of a number of highly qualified talents to meet the needs of agricultural development bank. In terms of reducing non-performing loans, should first regular cleaning some bad loans, a summary meeting on a regular basis, is the key to enhance the quality of loans.