Constraints Research Of Agricultural Industry Chain Financing Development In China

The rural economy, rural development and rural demography is always the focus of the work of the government. Since 2014, the government work report proposed, in the background of Inclusive Finance, the government must accelerate the speed of the innovation of rural financial system, in order to insure the financial institutions can fulfill their responsibilities better. However, the financial institutions in China can not meet the needs of farmers for production and life, also failed to meet the requirements of the financial services. In china, Agricultural industrialization is still in the infancy. The farmers’ funding gap is difficult to obtain through traditional financing channels. The number of farmers is large, agricultural production is highly fragmented, the scale of operation is small, all these Influence factors increase the costs and risks banks face as they channel savings into investment. As a financial innovation, the agricultural industry chain financing, through years of development, has made some theoretical results and successful cases in foreign countries, which can be partly the fix for China’s Small-Farmer Cash Crunch.In addition to the introduction, this article can be divided into three parts:The first part is about the concept of industry chain financing and agricultural economy, the current situation of the agricultural industry chain financing in China, elaborated on this basis the need for the development of agricultural economy.The second part focuses on the constraints of agricultural industry chain financing.The third part is to put forward policy recommendations..