Empirical Analysis On Fujian Rural Finance Effiency

Rural finance is the core of modern rural economic development, the socialism new rural reconstruction without financial support. With China’s economic and social development, rural financial problems become the hot spot in the country’s social problems, more and more be taken seriously, the party and the government work report that201318will also focus on the rural financial problems, shows the importance of rural finance, it is an important driving force of the rural economy development of our country at present stage, is related to our country socialism new rural construction key factor can smoothly. Whether can effectively play its role, and rural finance is the key to efficiency, only firmly grasp the main points efficiency, to correctly understand and solve the contradictions and problems existing in current rural finance, realize the sustainable development of rural economy.As a coastal province of fujian, with sea superiority, rapid economic development, thus promote the rapid development of rural economy, rural financial demand, but there are still many problems to be solved, the overall level of fujian rural financial services and the requirement of the socialist new rural construction there is still a gap. Therefore, based on fujian rural financial efficiency on the basis of empirical research, tries to put forward a set of relatively specification and feasible to improve the efficiency of rural financial service policy advice, for the realization of the fujian rural financial and economic development to provide realistic path choice.In this paper, the research contents include the following five parts, first, to comb and related theory of financial development, and to evaluate the underlying financial efficiency, then financial efficiency research literature at home and abroad, to produce different scholars in the efficiency of rural financial services, comprehensive view, for the efficiency of rural finance, rural financial services strict definition, lay a solid theoretical basis for study of this article; Second, analyze the present situation of fujian city rural finance mainly from all aspects of the rural financial development in fujian were analyzed, and through the statistics analysis of fujian rural financial services situation, and summarizes the main problems; The third from the empirical point of view, using the econometric model of time series analysis method to fujian rural financial market development and rural economic development of the relationship between the number of empirical studies, judge the situation, to verify efficiency of fujian rural financial service level, finally carries on the overall review; Fourth, sum up the above content, put forward effective policy Suggestions to promote the healthy development of the rural finance of fujian, as to provide theoretical basis for the sustainable development of fujian rural finance.