The Study On Relationship Between The Agricultural Insurance Interest Subjects

With the accelerating process of agricultural modernization,agricultural insurance as an important financial tool to avoid agricultural non-systemic risk, is the three pillars (agricultural science and technology, agricultural finance and agricultural insurance) under the condition of social principal market economy of the modern agriculture development in our country, is one of the "green box" policy which the World Trade Organization (WTO) allows States to support agriculture and rural development.Research the interest objects equilibrium relationship of agricultural insurance is the basis of the agricultural insurance development and promotion,and also the precedent conditions of regional agricultural insurance start-up mode test. Papers in ShiJiazhuang agricultural insurance benefit main body behavior based on the survey data of reality,on the basis of general equilibrium relationship building the agricultural insurance interest subjects,Comprehensive practical study and theoretical analysis it is concluded that the agricultural insurance benefit main body equilibrium relationship model,This mode makes full use of their complementary advantages and coordination role among the interest objects, and introduced the "three over-compensation reinsurance system", maximum overcome the problem of too much government intervention, insurance company don’t dare to accept insurance, the plight of farmers don’t want to join, but also greatly reduced the transaction costs, agent costs as well as the interest objects adverse selection and moral hazard problems, maximum guarantee the equilibrium relationship of agricultural insurance interest objects to realized. Through the conclusion of this article, provide some theoretical reference for how to realize the agriculture insurance develop smoothly and rural economic develop fast in our country.This article first introduced the research background, research purpose, research significance, research ideas, research methods and innovation points based on the relevant literature review. Then learn and scoping agricultural insurance related concepts and theoretical basis,provide theoretical guidance to the research of the paper;Once again,a deep insight into various stakeholders in the agricultural insurance market choose their behavior motive and interactive relationship, conclusion:the three of the agricultural insurance interest subjects of general equilibrium relationship;In ShiJiazhuang city farmers agricultural insurance benefit main body behavior after the research introduces the equilibrium relationship model to establish the mechanism of agricultural insurance interest subjects,combined with general equilibrium relationship between agricultural insurance interest subjects research the relation between agricultural insurance benefit main body equilibrium model,and draw the outline of the operation mode of the corresponding frame,through to the agricultural insurance interest subjects equilibrium relationship mode analysis,finally from the expanding farmers effective demand for agricultural insurance,the insurance company increase the effective supply of agricultural insurance,perfect the responsibility of the government in agricultural insurance three aspects put forward suggestions for the development of agricultural insurance related interests balance between specific.