Development Status Of Rural Financial System In Changde City And Countermeasures

Rural, agriculture, farmers’ work, is of vital importance to the work of the relationship between a country."Three rural" foundation position unshakable,"three agriculture" the importance of the work of unshakable. Symbiotic development of modern economic and financial decisions, in the development of the "three rural" economy, process to support the "three rural" development, finance has a position of the economic development of "blood". Therefore, the research of rural finance, the rural financial health to development to solve the "three rural" economic development has an important significance.Changde city is Hunan Province in the northwest of the typical agricultural big city, the total share of agriculture in the province and even the country occupies an important position. Come nearly ten years, with the economic and social development, as a big agricultural city of Changde in the process of benign interaction between financial economy in the meander. To realize the stable development of economy and society, to ensure that the strong economic city do not waver in the province’s status, the most important is to ensure the development of the rural economy, to strive for development of better quality than the province, the province’s total more than development, we must guarantee the efficient development of the rural economy. The development of rural economy in Changde is currently in the stage of severe anemia, to solve the problem of Changde rural financial development imminent. According to the experience in Changde City Hall financial sector work, the present situation of Changde rural financial development is quite worrying, which selected the analysis of existing problems and Countermeasures of Changde rural financial development, aimed at the status of master more deeply and discuss the related measures, provide some help for Changde rural financial development and fast forward.In this paper, through a large number of access to information, visit and investigation, for discussion of on-the-spot investigation method, to explore the existence of Changde rural financial system credit capital gold outflow, folk financing for no, rural financial innovation is not enough and many other issues, through the analysis of the problem, put forward to reconstruct the financial organization system, reengineering of countryside backflow mechanism, give full play to the insurance function series countermeasures and suggestions.