Research On Minsheng Bank Value Evaluation

The banking industry has been a lead of the modern finance. China has been in a stage of rapid development of the banking sector, but also led to the development of the securities, trust, insurance and other businesses.It can not be separated With the national economy growing. In China’s banking industry has occupied a vital position,Closely related to people’s interests, a stable banking sector also Related to the country’s stability and security.With the reform and development of China’s securities market, securities market matures, more and more investors enter the capital markets. Listed banks have been subject to various aspects of investor and fancied valuation is also growing concern by investors. China’s listed banks because of its good asset quality, sound business model and the growing level of profitability,It is worth to value assessment studies.The article mainly for Minsheng Bank valuation studies, the first review of the development of domestic and international literature on business valuation and the formation process; The second section describes the commercial bank valuation theory; then, the different perspectives under evaluation methods were analyzed to assess the applicability of the analysis are also under a different perspective on the value of commercial banks; Furthermore, the article selected Minsheng Bank for the study, which has a leading position in the industry. It start from researching fundamentals of Minsheng Bank and combining Minsheng Bank both competitive and financial position of the analyzes; Finally, choose one of three valuation methods to assess the value of Minsheng Bank.The article discusses assessing the value with three mainstream theories and methods, then evaluate the results from Minsheng Bank value analysis, it helps managers effectively market information, promoting business management, but also facilitate the development of strategies to make better decisions and convenient to carry out all aspects of the organization’s activities. Also helps investors get the value of the assessment of enterprises, easy to make good investment decisions, but also to help investors understand the business the stock price is over valued or undervalued. Comparative analysis with the results of the assessment indicate that Minsheng Bank is a good profitable listed commercial banks, the continued expansion of the scale with the growth of the value of the assets, with the ability to be a good long look at the competition in the next period of time, can bring a stable investment income for investors. Through an assessment from a different perspective analysis of Minsheng Bank. Capital requirements for large and high mobility of capital and some organizations require low risk.