Research On Financial Logistics Based On The Third-party Logistics Enterprises

Continued deterioration of the international trade environment, coupled with domestic economic restructuring, monetary tightening leads the majority of SMEs’ financing difficulties. High-quality customer resources such as state-owned enterprises and large private enterprises, developed quite excessive, lead to a lot of industry’s overcapacity. The bank needs to open up new markets. And also innovate service mode and increase financing efforts to some high-quality SMEs. Growing competition situation, combined with domestic and international economic slowdown, which make the profits of the third party logistics enterprise further dilute. The TPL needs to motivate business model and extend to the supply chain at both ends. Dire economic situation, make SMEs, banks and third-party logistics companies cooperate with together, tripartite win-win financial logistics business emerged.Financial logistics developed fast in recent years, related data shows that, the financial logistics market funds exceeded 3 trillion in 2013, logistics companies benefit more than 20 billion RMB. However, behind the brilliant performance is the laws and regulations lag, ill-formed business processes and norms, lack of credit of the enterprise, leading to frequent incidents happened. It’s of theoretical and practical significance to study business model and financial risks third-party logistics enterprises faced in depth, and puts forward the coping strategies.Based on the financial logistics basic theory, principal-agent theory, transaction cost theory, and the third party logistics and other related theory, the paper try to tease research progress on financial logistics related literature both at home and abroad, thus provides theoretical guidance and experience for the third party logistics enterprise to carry out the financial logistics business in our country. In this paper, we tease the five major modes of financial logistics that current logistics enterprises carry out systematically, and study business operation process as well as the profit model in each mode. Emerging business risks inevitably lurks, we summed up the major risks the financial logistics companies face, and then puts forward the corresponding risk control program.