On The Structure Of The Rural Financial Service System In Undeveloped Region

After years of reform and development of rural finance, China is basically built a policy finance, commercial finance and co- finance various forms of financial services system, in large part to promote rural economic development. However, by reason of the history and systems, the countryside in China is still in a state of relative weakness in the course of construction. Furthermore, the rural financial service system has not been completely established. For example, The financial supply is insufficient. The financial needs cannot match the supply. All the problems appear very obvious in the underdeveloped regions. If we don’t pay attention to study and try our best to solve to the problems, the rural financial service system will become an obstacle, which seriously hinders rural economic development. According to such understanding, this paper will discuss rural financial service system in the underdeveloped regions thoroughly. This research not only has academic value, but also has a practical significance in promoting rural financial service.On the basis of research fruit and approach of scholars from civil and abroad, this paper tried to discuss the rural financial service system in the underdeveloped regions from these seven following aspects. They are preface, Part one, Part two, Part three, Part four, Part five and Part six respectively. The preface described reasons and meaning for choosing this title, the method of this paper, the domestic and international literature review and innovation. The content of Part One is the rural financial service system’s theoretical basis. Part Two analyzed the rural financial demand and supply in the underdeveloped regions. Part Three analyzed the reasons for the contradiction between supply and demand for financial services. Part Four sum up the successful experience of foreign rural financial service system. Part Five introduced the practice of innovation of rural financial service system in the underdeveloped regions. The last part put forward the countermeasure of innovation of rural financial service system in the underdeveloped regions.