The Research On Risk Evaluation And Prevention Of Furniture Logistics Finance Of 3PL

Chinese furniture enterprises are generally small and medium enterprises, and the development of furniture industry cannot do without effective financial support. Because furniture logistics finance involves relations of rights, responsibility and benefit of the third party logistics enterprises, the furniture enterprises and the financial institutions, and the furniture products also has its own special properties, so the third party logistics enterprises will face many risks in the participation of furniture logistics financial business. How to identify, evaluate and prevent the risks of 3PL furniture logistics finance is very important.The biggest difference between the past real estate financing business and the furniture Logistics finance business which integrated into the third party logistics enterprise, is the later can do chattel pledge or mortgage. With the guarantee of the third party logistics enterprise, financial institutions will dare to lend to small and medium-sized furniture enterprises lack of fixed assets; then, relying on financial support, the furniture enterprises can achieve the way of scale, specialization, and green development. Firstly, the paper analysis the research status of logistics finance in domestic and foreign, and the concept of furniture logistics and furniture logistics financial were also defined in this paper. With the theory of risk management, the process of risk management was described. Secondly, the risk factors of furniture logistics finance were analyzed, and depending on the building principle and procedure of the risk evaluation, a risk evaluation index system of furniture logistics finance of 3PL was constructed. Thirdly, through the comparison and selection of several commonly used methods of risk assessment, the Fuzzy-AHP model is used to evaluate the risk of furniture logistics finance of 3PL. After that, the paper combines with "A enterprise" to do empirical research, and uses the Fuzzy-AHP model to evaluate the risk of furniture logistics financial business of A enterprise. The evaluation results show that the overall level of risk is "general", and the larger risks come from the third party logistics enterprises and the furniture collateral. Finally, according to the result of risk assessment puts forward corresponding prevention measures.Furniture logistics finance as a new form of logistics business integrated by modern furniture logistics and financial service, which can not only expand the new profit growth space for the third party logistics enterprises and reduce the lending risks for financial institutions, but also solve the financing problems for the small and medium furniture enterprises, is the best way to achieve tripartite win-win effect among the third party logistics enterprises, furniture enterprises, financial institutions and other multilateral cooperation. Though exploring the risks of third party logistics enterprises to participate in the furniture logistics finance, establishing a set of risk evaluation index system of furniture logistics finance of 3PL, using the appropriate method to evaluate the risk and putting forward corresponding prevention measures, this paper aims to provide practical guidance for the development of China’s furniture logistics financial business.