Study On Fiancing Mode Of Small And Medium-sized Stell Trade Enterprises

China’s iron and steel industry logistics and trade is the leader of steel trade industry, the steel trade of small and medium-sized enterprises occupy the proportion of more than 90%, and belong to the private enterprise. Therefore, the steel trade enterprises will become the main pillar of our entire steel trade industry, shouldering the circulation of steel products, has directly facing the end users of steel products circulation function. Steel trade of small and medium-sized enterprise has the following characteristics: enterprise debt to asset ratio is high, enterprise asset is more liquid assets, liabilities are liabilities, net sales, gross margin is low, enterprise asset turnover is faster, but have great demand for capital, and capital is difficult to meet the requirements of the development, often carry out financing activities of steel trade kind of small and medium enterprises.At present, China’s steel trade of small and medium-sized enterprises is facing the problem of financing, and the difficulty of relying on its own strength to change the financing predicament. The steel trade of small and medium-sized enterprise only by fully understanding the existing financing platform, combined with the potential advantages of steel trade value chain, design the feasible steel trade logistics finance pattern, thereby easing the financing problem of small and medium-sized enterprises steel trade class.Based on the analysis of the present research situation home and abroad, introduced the related theory of logistics finance financing, financing for small and medium enterprises mode of Chinese steel trade financing design framework is given, with SMEs financing mode of iron and steel trade, analysis of iron and steel trade financing risks, finally taking A steel trade Co., Ltd. for example, from a practical point of the study of the A company’s financing mode with the method of positive analysis, financing link diagnostics, analysis of risk and puts forward the improvement measures, in order to provide practical significance for China’s iron and steel trade in small business financing operation reference.