The Study On The Development Of Rural Inclusive Finance In Hebei Province

The development of pratt and whitney financial is great importance in Hebei province. Arounding the third plenary session of the 18 through "the central committee of the communist party of China on comprehensively deepen reform certain major issue decision" proposed "pratt and whitney financial development" and in 2015 put forward by the central file no. 1 "to strengthen rural financial" pratt and whitney, it constantly go into details of how to develop rural pratt and whitney financial. There are some problems that need to be solved in our province to explore,such as how to build a set of scientific, unified and effective rural pratt and whitney financial index system, the connotation and denotation of rural pratt and whitney financial services how to extend and rich in economic and social development, and how to train more financial talents to promote the rural pratt and whitney for the construction of the financial system. Hebei province is a big agricultural province, but the financial services in rural areas is weak. Therefore, vigorously developing the rural financial, playing the role of rural finance as the core of the rural economy, letting the vast rural areas have the financial needs of all sectors, regions and communities can equal enjoy financial services, such as fairness guarantee access to financial services,are more special significance for Hebei province.The full text is divided into five parts:The first part introduces the rural inclusive financial related theoretical analysis. This part is summarized the rural inclusive financial connotation, main characteristics, the development of rural inclusive financial both at home and abroad financial, and rural inclusive financial theory of financial development respectively.The second part introduces the development of rural pratt and whitney financial in Hebei province. This part firstly introduces the characteristics of rural pratt and whitney financial development in Hebei province, and then from the needs of farmers and rural township for rural pratt and whitney financial to present situation of the rural pratt and whitney financial in Hebei province in this paper. Then from the current situation of rural pratt and whitney financial organizations supply system in Hebei province, Hebei province rural pratt and whitney financial product supply situation and supply status of Hebei province rural pratt and whitney financial services business three aspects presents the current situation of rural pratt and whitney financial supply in Hebei province. Through the demand and supply of pratt and Whitney of financial, we can know the development of rural pratt and whitney financial in our province.The third part introduces the main problems of rural pratt and whitney financial development.We can know five problems of rural pratt and whitney financial in Hebei province by a series of data investigation and field survey found basically. The five problems are rural areas facing the plight of loans difficult, expensive and pratt and whitney rural financial organization system structural imbalance, the rural financial resources erosion, light weight deposit-taking financial institutions, pratt and whitney financial products innovation needs to be improved, slow development of agricultural insurance.The fourth part introduces the practice of the countryside pratt and whitney financial development at home and abroad experience. This part mainly elaborates to explore ment of the rural pratt and whitney financial at home and abroad, such as the gram een bank in Bangladesh and hebei Yixian economic cooperatives.From these mode we can summarize the advanced experience of domestic and foreign development of rural pratt and whitney financial.The fifth part introduces the suggestions of perfecting the rural pratt and whitney financial development in Hebei province. According to the main problems of rural pratt and whitney financial of Hebei province in third part, and draw lessons from the fourth part of rural pratt and whitney financial development at home and abroad advanced experience, this paper puts forward measures for the development of rural pratt and whitney in Hebei province.