Research On The Development Of Internet Crowd-funding In China

At present the economy is facing lots of challenge.Fiance is one of the most supports to the development of economy.The step of Market oriented of interest rate is getting faster and the development of financial system get the same speed since last time finance crisis.With the fields that internet technology can be applied get more and more,Internet Finance occur in our eyes.The Internet has made the world more and more flat.The key lies in it can greatly reduce the information asymmetry effect. The integration of Internet and the financial industry, objectively can also reduce the degree of asymmetric information in financial field, thus was born a variety of Internet banking in the development model.These models focus on there own field. The public Internet is representative of this new financing model.Public financing means to raise public. Internet to raise public as a new financing model is developed with the rise of Internet banking in the development, mainly composed of three parts, respectively, the project sponsors, investors, platforms. Its characteristic is the investment channel flat, the public financing, the way is flexible and so on. In essence, is a direct financing model, a platform in which the role of the link, the two sides will finance the investment and financing platform for docking. This paper focuses on the study of the development of the new financing model in China and puts forward relevant suggestions to promote the healthy development of this model. Because the public to raise the model first rise in the United Kingdom, the current development process in the United States before the comparison, so the need to compare the Chinese and foreign, to master the trend of foreign development, while the development of the country as a reference. More important is, to raise my to explore, combine the national conditions of our country, from the operational status of the external legal environment, and the type of platform on the of comprehensive grasp. After the transverse and longitudinal comparison analysis, what obstacles exist in its development. Finally, according to these obstacles were classified research, put forward has suggestions for, and promote the development of this new financing model.