Research On Bank Capital Support Supply Side Reform—Based On The Perspective Of Bank Credit

Collusion, namely cooperation plan for the same thing. Collusion widespread phenomenon in all walks of life, then the supply chain finance this new financing model in which there is a new form of expression. Traditional financing model, the general performance of corporate collusion and supervision cahoots Agent, to the Principal feedback error information, common interests. In the supply chain, finance, since participants increases, and credit model changes, so there have been a lot of new features.Supply chain finance is, by definition it is precisely by the financial institutions, logistics companies with the supply chain to work together to complete the financing of new business models between the upstream and downstream businesses, the traditional supply chain model, more competitive, large-scale core businesses play a very great role in the coordination of supply chain information flow, logistics and cash flow terms, so the upstream and downstream enterprises are often very harsh. Upstream and downstream companies will often bear receivables postpone offers Distribution, bonds, etc. prior to sale. SMEs in the core businesses bear financial risk at the same time, do not get their credit support, leading banks are often afraid to lend to SMEs, resulting in SME financing difficult. Supply Chain Finance Based on the foregoing, during the assessment of the SME financing process, financial institutions are no longer the sole consideration of the specific circumstances of the enterprise, and often global view, the economic value chain included in scope of the study, it is possible to provide more types financing services, more common are chattel mortgage and so on. At the same time, the role played by the logistics industry is becoming increasingly apparent, which may be directly involved in the supply chain, finance and play an important role Intuitively, it can assist SMEs in the strength is not enough, the active use of other factors, namely raw materials or inventory loans, etc., while it can also be collateral assessment and auction, in order to assist financial institutions in lending, and the ability to effectively manage risk.However, due to the increased participation of financial supply chain businesses, plus business self-interest, so that the credit risk faced by commercial banks far more than the traditional financing model. Credit risk from a single corporate defaults under the traditional financing model, became a supply chain finance companies under debt and debt corporate conspiracy, corporate debt and supervision cahoots complex situation. These conspiracy phenomena, often difficult to detect, but in the end will give commercial banks a very big loss, this is a very worthy of study. This article will take a game model of these two phenomena are Collusion analysis, combining the results of the final analysis, coupled with the results of previous studies, the establishment of supply chain risk assessment index system to do a try.