The Research Of Financial Support Of The Family Farm Development In China

As a form of new agricultural management main body, the family farm is conductive to speed up the pace of construction of modern agriculture. Rural finance is the core of the construction of modern agriculture, it is also vital for the development of the family farm. However the trend towards the profit made most of its flow to the non-agricultural sectors, lead to the situations of absence of financial support, unsound financial support system in the process of the development of the family farm. It also makes the financial support more important in the development of the family farm.Our country is an agricultural country, and in a critical period of transformation of agriculture. With the promulgation of the central file no.1,2013, the development of the family farm is very satisfactory. Various financial departments and agencies also continuously explore new service method and path in order to promote the development of this emerging things, some areas have also made some achievements. But relatively it still cannot meet the financial demand of family farms. The family farm’s financing needs main show in the demand for money, its financial support situation determines there are some problems between supply and demand of financial support in the development of family farm, the main performances are the deficiency of their own financial demand, the absence financial supply subject, the backwardness of rural financial infrastructure, the lack of financial products, imperfect financial laws and regulations. Under the background of deepening the reform of the rural economy and increasing financial support agriculture, strengthen the financial support of the development of the family farm, provide adequate fund and policy guarantee has a practical significance.This article expounded the connection between the financial support and the development of the family farm from the perspective of theory. According to the research of overall status quo of the family farm and family financial support to analyze the problems existing in the development of family farms.In our country, family farms in is still in the initial period, while in the agriculture developed west countries, the development of agriculture has developed more mature. Although our country’s economy development degree and farm size have some differences from these countries, there are a lot of experience for reference in our country. Based on the above analysis, this article put forward suggestions to strengthen financial support of family farms in our country mainly from the financing, guarantee services and insurance system these three aspects. In terms of financing system, we should increase agricultural loan from commercial banks, policy banks and rural credit cooperatives. In terms of guarantee system, we should commence from the aspects of explore collateral, establish credit guarantee agency. In terms of insurance system, the government should increase subsidies. In terms of financial regulation system, we should attach great importance to the financial budge, improve each link, strengthen internal control. Only in these ways, can we support the development of the family farm effectively.