Study On The Integration Of Basic Medical Insurance System For Urban And Rural Residents In Fujian Province

Urban residents basic medical insurance and the new rural cooperative medical system since its establishment, the rapid expansion and completed a comprehensive coverage. In order to ensure the urban and rural residents access to health care, alleviate poverty caused by illness problems show the key role. Due to the impact of two yuan in urban system, two systems begin to run mode, management system is divided into separate. This operation mode dispersion of medical resources, not only engaged in high cost and low efficiency of management, to the urban and rural residents to bring a lot of inconvenience, but also exacerbated the dual structure in urban and rural differentiation and to realize social justice, promote social harmony creates the serious obstacles and negative effects. To this end, the industry scholars do a lot of research on systems integration, we must strengthen the overall convergence between the two systems.Implementation of the integration of urban and rural residents basic medical insurance system is not only the highest goal and the inevitable trend of China’s health insurance system reform, but also an important measure to implement the integration of urban and rural development. Construction of urban and rural residents in the basic medical insurance system integration, not only to promote the sustainable development of the existing health care system, promote the integration of urban and rural development has positive significance, and after the paper in this premise, the push to explain the framework of the educed in this paper has an important role.On the basis of drawing up and summarizing the practical experience and theoretical research, this paper systematically answers the integration of the basic medical insurance system for urban and rural residents in Fujian province. The key problem of the integration of medical insurance system lies in the three aspects of the management and operation supervision, the fund security, the balance of payments, the level of overall arrangement and the fair treatment. At the same time, based on the basis of inside and outside the province of the medical insurance system development history and typical practice, deeply understand and fully grasp the current situation and dilemma of the medical insurance system, then discusses the suggestions on the thought of Fujian Province urban and rural residents basic medical insurance system for the integrated development of.The integration of medical insurance system is a process of gradual reform. Therefore, in the overall thinking, should be in the system convergence after the merger, in the unified system based on the integration of management agencies, to achieve integration of urban and rural medical insurance system. In the promotion strategy, we should improve the management mechanism, realize the process standardization, the establishment of integrated management information system, so that urban and rural medical insurance in the system and operation of access without obstacles.The innovation of this research is put forward in the change of population structure for the basic medical insurance fund financing way, through insurance actuarial method and analysis in the balance of the difference of two groups of treatment and fairness, and effectively measure the capital balance problems. However, due to the time in Fujian Province, the first integration of the region is still short, there is not enough data and literature, it is also unable to make a more in-depth evaluation of its policy effect.