Study On Risk Management Of Bank Of Anshan

With the development of the global economic trend towards the electronic network, the electronic banking business has come into being. Over the years, the electronic bank with its ability to provide "the whole year without cease" convenient service and fast, low cost for the advantage, the rapid spread of the banking sector in the world. Electronic banking throughs the internet, telephone, mobile phone, self-service equipment, etc.in the Bank of Anshan, to provide all-weather of banking and financial services the self-service financial service system to provide our clients, it can at any time, any place to meet the financial needs of our customers. However, the development of any thing is a combination of advantages and disadvantages, electronic banking business in providing quality financial services at the same time, all kinds of risks will follow. If not effective early warning and control of risk, then it brings the consequences and loss is huge. This is the key for Anshan electronic banking risk management as the research subject. I through the social investigation, access to information, visiting experts, from the success stories of other banks at home and abroad about the electronic banking risk prevention and control, after finishing late and finds out the Anshan electronic banking in the risk management of existing problems and shortcomings, and puts forward countermeasures to solve the problem. Specific issues include several aspects as follows: electronic banking risk management mechanism to be perfect, risk management and technological innovation is not synchronized, e-banking risk prevention measures in place, and did not establish a sound risk early warning mechanism and emergency response plan etc.. Through analysis of the above problems, first,we must determine the electronic banking risk management strategy; second, we must to construct the electronic banking risk management, internal control system. Then, we should set up the electronic bank comprehensive risk management philosophy; and finally, to establish and improve the electronic bank risk management early warning mechanism and risk contingency system. I hope that through this study can find Anshan electronic banking risk management and the existing problems and correct them, for the healthy development of Anshan electronic banking business put forward valuable opinions and suggestions, and make due contribution for the comprehensive development of Bank of Anshan.