Financial For Commercial Banks To Explore The Influence Of The Internet

As a new financial model, the Internet financial attracts many attention, its development for People’s Daily living and work has a huge influence, the traditional commercial Banks and other financial institutions also constitutes a certain impact. Therefore, the analysis of features of the Internet financial, impact and challenge to commercial Banks, and put forward the corresponding measures is very necessary and important.In this paper, through the induction of the existing literature, the present situation of Internet finance, this paper introduces the development of the Internet finance in our country the status quo, this paper expounds the Internet financial low cost, high efficiency, easy operation and risk characteristics, such as classifying Internet financial model is introduced, and the China construction bank for the analysis of the typical object, through the impact of the Internet financial of China construction bank, make the construction bank of China on Internet financial swot analysis, on the Internet the rapid development of the financial and commercial Banks to the society all kinds of impact and influence, that Internet financial development as a new financial business should be in at the same time pay attention to risk prevention, commercial Banks in strengthening the financial value of the Internet also should actively innovation their own Internet business, and this paper tries to both mutual cooperation, achieve a win-win situation.This paper cm three parts, the first part discusses the selected topic background and research significance, the domestic and foreign literature review, research contents and research methods and innovation points; The second part defines the relevant concepts in the study of, the relevant theoretical basis, and expounds the Internet financial compared with traditional financial strengths and weaknesses; The third part, the use of large amounts of data analysis of the Internet financial impact on China construction bank, and China construction bank for Internet financial swot analysis; The fourth part according to the China construction bank Internet financial swot analysis, put forward about the suggestion and conclusion about the development of the China construction bank.This paper innovation points two: in this paper, to avoid the traditional analysis methods of article, for the center with the China construction bank, emphatically analyzed the effects of the Internet financial of China construction bank. Second, have new idea of this article analysis, by means of integrating the analysis data and the use of research methods to analyze the effects of Internet financial to the traditional financial at the same time make a swot analysis on China construction bank and Internet financial to Suggestions and conclusions.