Study On The Problems And Suggestions Of Urban And Rural Residents’ Social Pension Insurance In Xi Linhot

Because of the level of rapid economic development of our country, people’s material living conditions continue to improve, together with the progress of medical technology and the average lifespan of population, the resulting problem is the aging population becoming more and more serious.In our country, which has a large aging population base, growing faster and the rural population aging characteristics obviously, aging led to a series of social and economic problems. Due to the family planning policy implementation, increasingly miniaturization is difficult to carry a heavy pension burden of the family, the traditional family pension mode is weakening. For historical reasons form the gap between rural and urban areas, and the fragmentation of the old-age insurance system design, which restricts the development of old-age insurance system in our country and make it harder to solve the social problems are caused by an aging populationExplore the social endowment insurance system of urban and rural integration, which is not only beneficial to solve the problem of population aging, but also to social and economic structure of the construction of urban and rural integration, besides, it make urban and rural residents to enjoy equal social public resources, and promote the reasonable allocation of labor. with continuously development and improvement of the system of social endowment insurance, not only help people live in peace and happiness in later life, eliminate the phenomenon of elderly poverty, but also help the urban and rural old-age insurance system of the gap is narrowing and eventually eliminate, fully safeguard social fairness and justice, and ultimately change the system of endowment insurance system of urban and rural segmentation, realize the integration of urban and rural social security system construction goal, and provide a stable and harmonious social atmosphere to economic development.Make an example of XiLinhot, based on the current politics research, provide a questionnaire to the residents and interview targeted. Residents in urban and rural social endowment insurance system in the implementation of the combining as a starting point, analysis of the overall research results, summarizes the existing problems of residents of urban and rural social endowment insurance Mainly have a single policy Publicity way, organization of service ability is poor, poor supervision needs to improve, ginseng protect farmers don’t actively, low rate, adverse selection phenomenon, residents to choose the lowest capture to expend scale, etc.Based on combining the basic situation as the starting point, fully consider the reaction of surveyed residents, based on the surveyed residents to the dissatisfaction of the endowment insurance system of urban and rural residents and opinion suggestion, put forward to the perfect combining system of urban and rural residents endowment insurance advice mainly have: intensify propaganda, changing the means of propaganda, improve the level of organization of management services, efforts to expand coverage of the social security system, urban and rural residents to encourage residents to improve the grade of pay cost, extend capture expends fixed number of year starting points of urban and rural residents so as to provide reference for developing and perfecting system of social endowment insurance.