| With the increase of people’s risk decision in everyday life, preference study about the risk decision has been paid more and more attention, and researchers researched in risk preference research from different perspectives, and they has achieved certain results. This study researched theoretical research about risk preference, then the author added internal and external personality type variables and achievement motivation variables, summarized the study about the progress of achievement motivation and risk preference and the progress of personality and risk preference, intends to explore the influence of internal and external personality types on risk preference, the influence of achievement motivation on risk preference, and the influence of internal and external personality types and achievement motivation on risk preference.This study selected students to participants, using Eysenck Personality Questionnaire and Achievement Motivation Scale for grouping, combined with Balloon Analog Risk Task experiment, research the influence of gender and tilt personality types and achievement motivation on risk decision-making. The conclusions is following:1 There are significant differences in risk preference between internal and external personality types, extraversion personality tends to take risks, however introversion personality tends to risk aversion.2 Achievement motivation affects risk preference, and there are obvious difference in the influence of different achievement motivation on risk preference. The people of high achievement motivation tend to risk, and the people of low achievement motivation tend to risk aversion.3 There are significant differences in the effect of gender to risk preference, the males tend to risk seeking, while girls tend to avoid risk.4 Achievement motivation and extroversion personality affect risk preference together, the interaction of them are common significant edge.5 The gender, achievement motivation and internal and external personality types affect risk preference, and there are significant interaction effect. |