Research On Legal Issues Of Housing Accumulation Fund In Jilin Province

Since the ancient times, Chinese people are just the pursuit of a stable life. \ "Andrew metal must between, Da Bi all those happy face\" has become a symbol of logical administration and government who lived in ages past. In 1991, our country draw lessons from foreign experience on the basis of the housing security system, take the lead in the highest city in the level of economic development, the Shanghai trial in the housing security system. Three years later, the \ "regulations on the administration of housing accumulation fund\" formally introduced. The housing accumulation fund management regulations issued and implemented, become an important reform of housing system in our country, to solve the problem of housing, the stable social development has played a great role.Eighteen big fourth plenary session, and put forward the \ "promoting the rule of law, the construction socialism country under the rule of law\" of the overall goal. In under the guidance of this spirit, the national legislative affairs office, the ministry is the existing regulations on the management of housing accumulation fund to adjust and reform, the reform of the housing accumulation fund system in China to a new stage.Jilin province is one of the northeast old industrial base, economic development level has been under the national average. Housing accumulation fund management center was established in 2002, jilin province. The implementation of the regulations, once for jilin province to improve residents' living level, improve the living environment has played a major role. But as the economic development of our country has entered the new normal and system reform gradually thorough, the regulations on the implementation of the jilin province encountered many problems, this article hopes to standing in the legal perspective, so as to implement the specific case of jilin housing accumulation fund system as the research starting point, find the existing problems of the housing accumulation fund management regulations, and put forward effective solutions act.First of all, in this paper, the research purpose, research significance of clear, both at home and abroad about the housing accumulation fund management research results were reviewed and summarized, find one part of the reference value, and to construct research framework of this article. This is the premise of this paper.Then, this article combed the present situation of the legal system of housing accumulation fund of jilin province. This paper discusses the origin, connotation and characteristics of housing accumulation fund, the development of the housing accumulation fund system connotation can be divided into trial, promotion, norms and reform the four stages. And to clarify the meaning of housing accumulation fund, found the five main body of housing accumulation fund, the subjects of the main body, namely capture puts, to undertake, management and supervision of subject. As well as three processes: the deposit process, using process and management process. Summarizes the public accumulation fund for housing construction is compulsory, subsidies and policy and administrative level 3 account four characteristics. And thus, from the perspective of the deposit, use and management process, analyze the legal relationship between the different process, described about the present situation of jilin province housing accumulation fund operation, in order to provide the basis for the following analysis. This is the basis of this article.In describing the status quo, on the basis of this article from the legislation, function, collation and capture puts, use and regulation the jilin province have been analyzed the problems existing in the housing accumulation fund. From the point of view of legislation, there are many local laws and regulations of jilin province, which conflict with each other, legislative level is low. Look from the function, function is simple and narrow the scope of the problems in the collection and capture puts, coverage is narrow, is not conducive to common prosperity, the impetus deposit, provident fund interest rates low, not widely exists in the use, value-added channels narrow, for a single problem, exists in the regulatory management main body can only be fuzzy, regulation is not strict, interval flow not free, etc. This part is in this paper, the present situation of the analysis.After summarized the problems existing in the jilin province housing accumulation fund, in this paper, the foreign housing security system has carried on the simple description. Singapore's central provident fund system is the main reference object, its public group of house has solved the most residents housing problem. Japan's residential macro-control system of public library is the housing security system of typical reference. And Germany's system of residential savings mandatory and rigor is worth our using for reference. Foreign legislative level is high, the housing security system that collects capture puts scale is reasonable, the value diversified channels and strict supervision system, it is can solve the housing problem of their experience. This part is the reference section.The last part is countermeasure analysis part of this article. In determining the research foundation, describes the jilin housing accumulation fund to run the status quo, to find the problems, and sums up the foreign advanced experience, this paper argues that must improve the accumulation fund law legislation level, enact effective measures for the administration of the housing accumulation fund, clear the function of the housing accumulation fund management regulations, make effective collation and deposit system, such as expanding the applicable scope of the legal system, to reduce the accumulation fund capture puts cost, formulate reasonable capture puts scale, improve the housing accumulation fund deposit rates, and so on. Promote the accumulation fund of the value, such as improve the utilization rate of housing accumulation fund, broadening the channels for the public accumulation fund for housing construction investment, introducing financial undertaking institutions bidding mechanism and so on. And from set the public accumulation fund for housing construction supervision network early warning system, set up reserve management, internal control, strengthen the accumulation fund system, perfect the information disclosure system. Strengthen the external supervision, and cultivate professional team six aspects: to establish a perfect regulation of housing accumulation fund system. So, to solve the problems existing in the system of housing accumulation fund of jilin province.This paper combed the housing accumulation fund system in our country from the pilot to the present development, summarize and reference to the content and characteristics of foreign housing security system, analyzed the housing accumulation fund system in jilin province in the aspect of legal problems, and put forward the corresponding reform Suggestions. Enriched under the socialist market economy system of housing security system in the aspect of legislation, enforcement and supervision of the theoretical research results. Has a certain theoretical significance. This article obtains from the area, through to the housing accumulation fund system in jilin province, found that the legal problems of the housing accumulation fund system in jilin province, to improve the deposit amount of housing accumulation fund of jilin province and accumulation fund use efficiency, and improve the residential level in the jilin province, enhance public happiness. Has a certain practical significance.