The Government Responsibility In The Process Of Building Long-term Care Insurance System In Our Country

Along with the rapid development of aging population,the growing need for long-term care of the elderly life quality problems become the focus of common concern from all walks of life,but also the important livelihood issues of the government urgently needs to solve.Although the social insurance system in China after 10 years of development and correction,has been in coverage,security level,operational efficiency,effect and so on has a larger degree of ascension.Disability,old man,however,the increase of the number and the sharp increase in patients with chronic diseases make simple from the endowment insurance of the cyclical economic support after reach a certain age,or from the medical insurance of medical disposable expense claims,economic compensation effect is very limited,the existing social security system has been difficult to meet the needs of the elderly care for daily life.Therefore,our country is an urgent need to establish a perfect system of long-term care insurance,to need to nurse daily provides the necessary guarantee of people's lives.Our government should policy arrangement as soon as possible,leading to build a unified long-term care insurance system.First of all,because our country capital market is not fully developed,commercial insurance types of long-term care insurance and health insurance since appeared in our country carry out slowly,to little effect,public approval of commercial types of long-term care insurance is not high,ginseng protect smaller,benefited range is small,so you need to the government as the main body,make unified arrangement to policy.Improve the system coverage and social recognition.Second,from a historical point of view,our country's social system is security implementation by national force,is dominated by the government to top-down policy arrangement,no matter from the strength of policies to promote,the development speed,efficiency,effect has obvious advantages.National life in the end,the government should take on security,responsibility to satisfy people's needs,this is not only the basic functions of government requirements,is our country government the ultimate tenet ofserving the people.In this paper,the concept of long-term care insurance in the narrow sense,the concept of long-term care insurance were analyzed to explore the relationship between the construction of long-term care insurance system and government responsibility.To the right of social security theory,demand theory and public product theory,from the perspective of long-term care insurance system present situation and the significance of construction,analysis of government in the necessity to strengthen the responsibility in the process of constructing the long-term care insurance system,and the specific responsibility of the government in the long-term care insurance system in the construction and analysis of the current.Responsible for general question and the reason,and from representative countries,for our government to build long-term care insurance system,to fulfill the responsibility of top-level design suggestions,aimed at the implementation of the government responsibility in the construction of long term care insurance system,promote the construction and development of long term care insurance system.